How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

How much can I work before my Social Security Retirement check gets reduced?

Technically, work does not reduce a Social Security retirement amount. In fact, in some cases work activity may increase a person’s retirement check.

The Social Security Administration does not reduce checks on the basis of earnings, but, in some cases, may hold checks back. Earnings are related only to months of eligibility to receive a monthly check, meaning that if an individual's work estimate is above the earnings limit established for the year, they may have some check held back to prevent an overpayment.

Remember to contact Social Security to give an annual work estimate each year before your full retirement age.

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  • Social Security Retirement Questions

    Additional Social Security Retirement Questions

  • Social Security retirement and cost of living adjustments - do you get them?

  • An estimate of Social Security retirement benefits - can you get one?

  • Social Security benefits and inflation?

  • When you apply for Social Security retirement, what should you take?

    For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

    The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

    To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.