How much can I work before my Social Security Retirement check gets reduced?

Technically, work does not reduce a Social Security retirement amount. In fact, in some cases work activity may increase a personís retirement check.

The Social Security Administration does not reduce checks on the basis of earnings, but, in some cases, may hold checks back. Earnings are related only to months of eligibility to receive a monthly check, meaning that if an individual's work estimate is above the earnings limit established for the year, they may have some check held back to prevent an overpayment.

Remember to contact Social Security to give an annual work estimate each year before your full retirement age.

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  • Social Security Retirement Questions

    Additional Social Security Retirement Questions

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