Can you collect your retirement and Social Security disability?

(Visit the Social Security Disability Resource Center) –



This question comes up frequently. You cannot collect both retirement and Social Security disability simultaneously. If you are awarded disability benefits, it is as if you are receiving your full retirement benefits early without reduction for age (every month you take your retirement prior to full retirement age cause some reduction). The reason you cannot collect both is that they are both Social Security benefits, and as such, Social Security only pays the higher benefit amount.

There are times when a disability applicant has the ability to file for both retirement and disability benefits at the same time. In these situations, the beneficiary can be paid their retirement benefits while they wait for their disability decision. If they are approved for disability, their retirement benefits will be paid until they become entitled to their higher disability benefit. If they are never approved for disability, they will still be entitled to receive their reduced retirement benefits.

Recently added pages:

1. How long do I have to be off work to file for disability?
2. How long does it take to get a decision for a disability appeal?
3. How much money can I get with SSDI?
4. If you get unemployment can you still get disability?
5. What happens after a Social Security disability hearing has been held?
6. Do SSDI payments differ from state to state?
7. The Judge and the decision after the disability hearing for SSDI or SSI
8. Can I receive back pay all the way back to my first SSD or SSI disability claim years ago?
9. What conditions qualify or get you approved for SSD or SSI disability?
10. How much does disability pay in Kentucky?
11. Requirements for Social Security Disability and SSI in Kentucky
12. How long does it take to get disability in Kentucky?
13. What conditions qualify for disability in Kentucky?
14. How much SSI will I get in Kentucky?
15. Permanent Disability Benefits in Kentucky
16. Can I get temporary disability in Kentucky?
17. Requirements for SSI in Kentucky
18. Can you work and apply for disability in Kentucky?
19. How difficult is it to get disability benefits in Kentucky?
20. What is the minimum you can get on disability in Kentucky?
21. Can I get disability for depression in Kentucky?
22. Can I get disability for a back condition in Kentucky?
23. Will I Qualify for Disability in Kentucky?



For more information about SSD and SSI on this site, please refer to the pages and sections linked below.