How does investment income affect Social Security disability?

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Social Security has two disability programs SSDI and SSI disability and they have very different ways of handling income. If you are receiving SSDI, you do not have to worry about investment income as it in no way affects your eligibility for benefits. In fact, no incomes other than actual work earnings affect your SSDI benefits.

Conversely, income (investment or otherwise) has a profound affect on SSI beneficiaries. If you have investments or investment income, it could affect your entitlement to this need based disability program.

In general, most SSI recipients do not have investments or investment income; however there may be cases when investments could cause a SSI beneficiary to be over the resource or income limits. If you receive SSI, just be mindful that any and all income can cause your disability to be suspended or even terminated.

For more information about SSD and SSI on this site, please refer to the pages and sections linked below.