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Mental Disorders and SSD (Social Security Disability) and SSI in Texas




 
Are those who file for disability for mental conditions, such as depression, schizophrenia, anxiety disorder, etc., more likely to be approved if they file for security disability (SSD) benefits, or supplemental security income (SSI) benefits?

Although this is a common question asked by those who contemplate filing for disability on the basis of a mental impairment, it is really a moot point, because the applicant has absolutely no choice in the matter. It is the social security claims representative who determines which disability program (SSD or SSI) a person may be eligible to file under, and it is a disability examiner who, after reviewing medical records and work, determines if you qualify for benefits under SSD or SSI benefits.

You can collect SSD benefits in Texas only if you have earned wages in the past and paid FICA taxes, which fund the social security system. Another name for SSD is SSDI, or social security disability insurance, and this name more accurately reflects the purpose of the program, which is to cover those who have worked with some form of disability insurance should they become incapacitated.

SSI benefits, on the other hand, are awarded to those who are too disabled to work but have either not worked, or not worked enough to qualify for SSD insurance, or was once covered for SSD but has had a lapse in their coverage for SSD benefits as a result of not having worked for quite some time.

It is true that many of those who file for disability for mental disorders in Texas collect benefits under SSI disability, but this may be due in large part to the nature of their impairment; for instance, those who suffer from manic depressive disorders are more likely to have a sporadic work history, with cycles of employment corresponding to their highs and lows, and are therefore less likely to have had enough FICA taxes deducted from their paychecks to qualify for social security disability insurance.

So, those who are thinking of filing for disability benefits for a mental condition should not concern themselves over the program from which they will receive benefits. The decision is out of their hands, and really has little bearing on the outcome. Instead, they should concentrate their efforts on making sure their paperwork is in order, including a complete medical history, work history, and statement of assets, so that their claim can be handled as quickly and appropriately as possible, and to maximize the chance to qualify for disability.








Return to:  Social Security Disability Resource Center, or read answers to Questions








Related pages:

Can You Collect Social Security and Disability At the Same Time in Texas?
How to Get Disability with a Back Injury in Texas
Is there a short term Social Security Disability Benefit in Texas?
What is SSI Disability Pay Based On in Texas?
What Should you say to the Social Security Disability Doctor at a CE in Texas?
Reasons for Social Security Disability Cases Being Denied in Texas
Mental Disorders and SSD (Social Security Disability) and SSI in Texas
How long after you are approved for disability do you have to sign up for medicare in Texas?
What does Social Security Disability consider a Mental Impairment in Texas?
Should your Doctor determine if you get Social Security Disability or SSI in Texas?
Doctor Records and the Texas Social Security Disability Hearing
Who is eligible for Social Security Disability or SSI Disability in Texas?



Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI


These pages provide answers to basic questions about pursuing disability benefits

What to Prove to Qualify for Disability Benefits
Applying for disability benefits, SSI and SSDI
What Disabilities Qualify for SSI and Social Security Disability?
How does back pay for Social Security disability work?
Social Security Disability And SSI Qualifications
Permanent Disability Qualifications for SSD and SSI
Status of your social security disability or SSI case
Disability lawyer representation, finding lawyers
What is qualifying for disability based on?
How to qualify for disability, qualifying for Benefits
Qualifications for Disability Benefits
How long does it take to get disability after applying?
Disability application, how to file in Texas
Texas disability requirements
Eligibility and qualifying for disability in Texas
What are the qualifications for disability in Texas?
Will I Qualify For Disability Benefits in Texas?
Getting a Texas disability lawyer, attorney, or advocate