FACTS ABOUT HEART MURMUR AND FILING FOR DISABILITY



Facts about Heart Murmur and Filing for Disability



 
These selected pages answer some of the most basic, but also some of the most important, questions for individuals who are considering filing a claim for disability benefits.


  • How to apply for disability and the information that Social Security needs

  • Who will qualify for disability and what qualifying is based on

  • Requirements for disability - Qualifications Criteria for SSD and SSI

  • How to Prove you are disabled and win your disability benefits



  • Facts about the condition

    1) A heart murmur happens when the heart produces extra audible sounds due to turbulent blood flowing through the heart valves.

    2) Many heart murmurs are found in normal hearts without the presence of any disease or serious complications. These types of heart murmurs are called innocent murmurs, because they do not need to be treated and do not cause concern for the person experiencing it.

    3) Murmurs can be caused by a variety of issues, such as narrowing valves, abnormal passages, leaky valves, and can sometimes point to heart disease.

    4) As opposed to innocent heart murmurs, abnormal heart murmurs are usually caused by medical issues with the heart valves. These issues may be caused by aging, disease or infection.

    5) Murmurs are usually categorized by their intensity, location, timing, pitch, radiation, shape, and quality. Heart murmurs are often put into two different categories: systolic heart murmurs (heard during contraction of the heart) and diastolic heart murmurs (heard after contraction, when the heart is filling with blood). Of course, if a murmur is continuous it cannot be put into either of these categories.

    6) There are six grades of murmurs, grade one being barely audible and very soft, and grade six being very intense and loud ' possibly being heard without a stethoscope.

    7) Children may be born with congenital heart defects that cause abnormal heart murmurs. It is estimated that over 35,000 are born in the United States with congenital heart defects each year.

    8) Innocent heart murmurs do not usually present any symptoms or sings, but abnormal heart murmurs may be accompanied by shortness of breath, poor appetite, dizziness, heavy sweating, fainting, enlarged liver, blue-ish lips and fingertips, weight gain, swelling and chest pain.

    9) Treatment is not always needed. It depends upon the cause of the heart murmur. Abnormal heart murmurs may need to be treated with medications, such as diuretics, anticoagulants, beta blockers, medicine to lower cholesterol levels and blood pressure. For severe cases that point to a heart problem, surgery or catheterization may be needed.


    Qualifying for disability benefits with this condition

    Whether or not you qualify for disability and, as a result, are approved for disability benefits will depend entirely on the information obtained from your medical records.

    This includes whatever statements and treatment notes that may have been obtained from your treating physician (a doctor who has a history of treating your condition and is, therefore, qualified to comment as to your condition and prognosis). It also includes discharge summaries from hospital stays, reports of imaging studies (such as xrays, MRIs, and CT scans) and lab panels (i.e. bloodwork) as well as reports from physical therapy.

    In many disability claims, it may also include the results of a report issued by an independent physician who examines you at the request of the Social Security Administration.



    Qualifying for SSD or SSI benefits will also depend on the information obtained from your vocational, or work, history if you are an adult, or academic records if you are a minor-age child. In the case of adults, your work history information will allow a disability examiner (examiners make decisions at the initial claim and reconsideration appeal levels, but not at the hearing level where a judges decides the outcome of the case) to A) classify your past work, B) determine the physical and mental demands of your past work, C) decide if you can go back to a past job, and D) whether or not you have the ability to switch to some type of other work.

    The important thing to keep in mind is that the social security administration does not award benefits based on simply having a condition, but, instead, will base an approval or denial on the extent to which a condition causes functional limitations. Functional limitations can be great enough to make work activity not possible (or, for a child, make it impossible to engage in age-appropriate activities).



    Why are so many disability cases lost at the disability application and reconsideration appeal levels?

    There are several reasons but here are just two:

    1) Social Security makes no attempt to obtain a statement from a claimant's treating physician. By contrast, at the hearing level, a claimant's disability attorney or disability representative will generally obtain and present this type of statement to a judge.

    Note: it is not enough for a doctor to simply state that their patient is disabled. To satisy Social Security's requirements, the physician must list in what ways and to what extent the individual is functionally limited. For this reason, many representatives and attorneys request that the physician fill out and sign a specialized medical source statement that captures the correct information. Solid Supporting statements from physicians easily make the difference between winning or losing a disability case at the hearing level.

    2) Prior to the hearing level, a claimant will not have the opportunity to explain how their condition limits them, nor will their attorney or representative have the opportunity to make a presentation based on the evidence of the case. This is because at the initial levels of the disability system, a disability examiner decides the case without meeting the claimant. The examiner may contact the claimant to gather information on activities of daily living and with regard to medical treatment or past jobs, but usually nothing more. At the hearing level, however, presenting an argument for approval based on medical evidence that has been obtained and submitted is exactly what happens.


    About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.







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