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How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

How do I qualify for a Social Security Retirement monthly benefit?


There are a couple of simple qualifications for Social Security retirement. An individual must have attained the age of 62 and have 40 work credits. How are work credits earned? You may receive as many as four work credits per year (i.e. per quarter) based on your gross earned income.

For example, in 2006, a work credit was earned for each quarter in which a worker had gross earnings of at least $970.00. Therefore, it would take approximately 10 years of work credits (spread over thirty-five to forty years) to make an individual eligible to receive Social Security retirement benefits.




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  • Social Security Retirement Questions







    Additional Social Security Retirement Questions


  • What if you don't qualify for Social Security Retirement?

  • Can you file a claim for Social Security Retirement online?

  • What should you take with your when you file for Social Security Retirement benefits?

  • Are you allowed to work and get Social Security Retirement?








    For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

    The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

    To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.