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How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

What determines how much I can get in Social security retirement benefits?


A Social Security retirement full benefit amount is a computational amount that is based on an individual’s best thirty-five years of earnings. Once a retirement full benefit amount has been computed and established, an individual's age of entitlement (in other words, when they actually go on retirement) will determine the specific monthly benefit amount they will receive.

Retirees who elect to receive their retirement benefits early will have their monthly benefit amount reduced by ½ percent for each month prior to full retirement age. Consequently, an individual who chooses to receive an early retirement benefit will usually receive about 76.7 percent of their full monthly retirement benefit.




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  • Social Security Retirement Questions







    Additional Social Security Retirement Questions


  • What if a person does not qualify for Social Security Retirement?

  • Can I file for Social Security Retirement online?

  • What do I have to take with me when I file for Social Security Retirement benefits?

  • Can I work and get Social Security Retirement?








    For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

    The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

    To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.