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SSDRC Disability Blog

What determines how much I can get in Social security retirement benefits?


A Social Security retirement full benefit amount is a computational amount that is based on an individual’s best thirty-five years of earnings. Once a retirement full benefit amount has been computed and established, an individual's age of entitlement (in other words, when they actually go on retirement) will determine the specific monthly benefit amount they will receive.

Retirees who elect to receive their retirement benefits early will have their monthly benefit amount reduced by ˝ percent for each month prior to full retirement age. Consequently, an individual who chooses to receive an early retirement benefit will usually receive about 76.7 percent of their full monthly retirement benefit.




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  • Social Security Retirement Questions







    Additional Social Security Retirement Questions


  • What if a person does not qualify for Social Security Retirement?

  • Can I file for Social Security Retirement online?

  • What do I have to take with me when I file for Social Security Retirement benefits?

  • Can I work and get Social Security Retirement?