How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

Will my Social Security Retirement check be reduced if I work?

Social Security Retirement benefits are not reduced as a result of work activity. However, having said that, it is important for you to provide the Social Security Administration with an accurate estimation of your work activity every year until you reach your full retirement age.

Though Social Security will not reduce your benefit amount, it will hold back enough checks each year to recoup one of every two dollars for which you are over the earnings limit for the year. This is done to prevent you from being overpaid.

Once the amount has been recouped, Social Security will pay you checks for the remainder of the year, even if you continue to work. Additionally, you may see an increase in your benefit amount, if your earnings for a year replace a low year in your computation.

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  • Social Security Retirement Questions

    Additional Social Security Retirement Questions

  • Cost of living increases and Social Security retirement

  • How can you find out what your Social Security retirement benefits will be?

  • Will Social Security keep up with the cost of inflation?

  • Things to take when I go to apply for Social Security retirement?

    For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

    The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

    To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.