How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

What determines how long I can keep my Disability Benefits under SSD or SSI?

Social Security Disability benefits do not time out or have a set termination date. You can keep your Social Security Disability benefits until you turn full retirement age. At full retirement age, your disability benefits automatically convert to full retirement benefits. This will change nothing for you as far as receiving a monthly benefit. It does however relieve you of periodic disability reviews and there is no limit to the amount of work you can do.

However, there are no guarantees as to how long you can keep your disability benefits either before you get to retirement age and they convert over. There are conditions or situations that could terminate your disability benefits. I can think of two common reasons for termination of disability benefits. They are medical improvement and work activity.

All Social Security Disability claims are periodically reviewed for medical improvement. Social Security Disability claims are set for review every three years at the time they are approved. Some disability claims receive diary review dates of less or more than three years if the disability decision maker feels that the person is more likely to improve sooner or there is very little or no chance for medical improvement.

If the decision maker sets a seven year diary for review it is considered a permanent disability.

During these continuing disability reviews, your medical records are examined to determine if your doctors or records indicate your disabling condition has improved. If the records show your condition or conditions have improved, your disability benefits may be medically terminated.

Social Security does allow you to appeal the disability medical termination, however your benefits will remain terminated if you do not win your appeal. This does not mean that you would not be allowed to file for disability again and if you are approved you may be able to resume disability benefits.

As I mentioned above, the other situation that might cause you to be unable to keep your disability benefits is work activity. If you have returned to work you should contact your local Social Security office for information. Work activity can cause your disability benefits to be suspended or terminated. Social Security performs work continuing disability reviews as well as medical reviews.

If Social Security becomes aware of earnings being reported to your record, your disability claim will be reviewed for work activity. Your work may not cause any change in your eligibility for disability or it could result in a termination or suspension of your disability benefits. Suspensions or terminations could not only cause you not to be able to keep your disability benefits but to be overpaid as well.

Social Security considers it your responsibility to know how work can affect your disability entitlement; consequently you may have to repay any overpayment of benefits caused by your failure to report your work activity timely.

It is just good policy to speak with Social Security when you are considering a return to work so that you can make an informed decision about returning to work. You are able to work some while on disability but it can be confusing so find out the information you need.

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

Social Security Disability Re-evaluations
If I get disability, will they look at my case later?
How long can you receive SSI or Social Security Disability benefits?
How Long Do I Get To Keep My Social Security Disability or SSI Benefits?
What determines how long I can keep my Disability Benefits under SSD or SSI?
Does Social Security Disability Have a Time Limit?
For Social Security Disability or SSI, What Does It Mean When Your Case Gets Sent Out For Review?
How often will my disability claim be reviewed?
Do You have A Chance Of Losing Disability Benefits If Your Case Gets Reviewed?
Can You Lose Your Social Security Disability Benefits after You get Them?
Getting a Disability Lawyer in Minnesota
Will I need a Social Security Disability Lawyer in Michigan?

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Can you get temporary Social Security Disability or SSI benefits?

Permanent Social Security Disability

What is the difference between Social Security Disability and SSI?

Who is eligible for SSI disability?

Can I Be Eligible For SSI And Social Security Disability At The Same Time?

What makes a person eligible to receive disability benefits?

Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?

What happens if I file a disability application and it is denied by a disability examiner or Judge?

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.