Can you apply for disability if you already receive SS?

I am 68 years old and have COPD, CAD Coronary Heart Disease, PAD Peripheral Artery Disease and have 13 arterial stents. I receive SS and Medicare and have PAAD. My income from work is $368.00 gross every two weeks. I do not qualify for food stamps or any other benefits except a once a year lump sum payment on my electric bill.

Everyone I know is nagging me to apply for Disability and when I say I already receive SS they tell me I can receive both. I don't believe I can. That is why I am writing to you, so that I can tell them once and for all that you get one or the other, not both.

You are correct. If you are already receiving Social Security and you are past the age of 66, you are not able to file for disability. Unless, that is, you have never filed for disability and you became disabled prior to six month before full retirement age.

If you have medical evidence to support that you were disabled prior to full retirement age, you might wish to file a disability claim. This might increase your monetary amount. Hard to say without knowing all the variables.

I hope this helps.

About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.

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