Overview of Disability

Disability Back Pay

Disability Requirements

Disability Applications

Disability Advice Tips

How long do cases take?

How to win Disability

SSD Mistakes to avoid

Disability for Mental

What if you get denied?

How to file Appeals

Disability through SSA

SSI Disability Benefits

Disability for Children

How do I qualify for it?

Working and Disability

Disability Award Notice

Disability Lawyer Q&A

Disability Conditions List

What is a disability?

Your Medical Evidence

Filing for your Disability

Disability Eligibility

SSD SSI Definitions

Recent Questions

SSDRC Disability Blog

Is Social Security Disability More Than Social Security Retirement?

Technically, Social Security disability is not "more than" Social Security retirement. However, that depends upon the age at which an individual takes their Social Security retirement benefit. Social Security disability benefits are equal to benefits for full retirement age retirees, which means an individual who takes their Social Security retirement any earlier than their full retirement age would receive less than what their disability benefit amount would be.

Many individuals who retire from their jobs file for both Social Security disability and social security retirement. Why? Because they have persisted in working with medical conditions that may be disabling. When they are able to retire from their employment, or they are at an age at which they can stop working and receive Social Security retirement benefits, they stop working and are able to apply for disability with Social Security as well.

Now, what advantage is it to receive Social Security retirement benefits while waiting upon a Social Security disability decision? Well, its obvious. Individuals who are really struggling to work with conditions that make it almost impossible to work, can stop working and receive retirement benefits to pay their living expenses while they wait for a disability decision.

The other advantage is that if the individual is approved for disability, some of the reduction to their benefits (meaning their benefits were reduced because of early retirement) will be removed when they become entitled to their disability benefit. In some cases, an individual will have all benefit reduction removed, if they stopped working prior to filing for retirement and they are found disabled back to the time they stopped work.

Others who filed for retirement and disability when they stopped work may just receive five months of reduction for the five month waiting period (Social Security disability has a five month waiting for which benefits are never paid).

Is Social Security Disability More Than Social Security Retirement? No. Basically, Social Security disability benefits are always set at the highest amount that can be paid on an individualís record, whatever that amount may be.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

Can You Get Approved For SSI or SSD Benefits if you Have A Mental Condition
Applying for Social Security Disability or SSI for Stroke
Social Security Disability, back pain, and sedentary, light, and medium work
Social Security Disability, SSI, and low IQ
Going to a disability hearing without a lawyer
How is Social Security Disability determined?
Medical treatment and a Social Security Disability award
Check your SSDI and SSI claim status
How social security evaluates attention deficit
How to file for disability in New Jersey NJ
Applying for permanent disability with liver disease and a spinal fusion
Social Security Disability for insomnia or sleep disorders
Applying for disability with a cervical spine discectomy and fusion
Filing for disability with HIV
Basic Facts about the Administrative Law Judge Social Security Disability Hearing

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages provide answers to basic questions about pursuing disability benefits

How to claim disability
Disability claim appeal status
How to get you Social Security Disability status
How does a person qualify for disability benefits?
How do you Apply for SSI?
How Much Income Can you Earn If you draw Social Security Disability?
Can you work if you get SSI?
How long will you get disability after an award notice?
If You Get Social Security Disability or SSI, Will Your Dependents Get A Check?
Social Security Disability denied
Time on a Social Security Disability Decision
How to apply for disability for a child or children
Denied Twice For SSD or SSI Disability, What Do I Do?
f I get disability will my children receive benefits?
Social Security Disability SSI - Retroactive Benefits Vs Back Pay Benefits
How long do you have To Be Out Of Work Before You Get Social Security Disability (SSD)?
How to file for disability and medical conditions
What Does Social Security Consider To Be a Disability?
When does social security consider you eligible for disability benefits?
Qualifying for disability benefits with the social security administration
How to get disability
Will I be approved for disability on my appeal?
How to appeal a disability denial