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How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

Is Social Security Disability More Than Social Security Retirement?



 
Technically, Social Security Disability is not "more than" Social Security retirement. However, that depends upon the age at which an individual takes their Social Security retirement benefit. Social Security Disability benefits are equal to benefits for full retirement age retirees, which means an individual who takes their Social Security retirement any earlier than their full retirement age would receive less than what their disability benefit amount would be.

Many individuals who retire from their jobs file for both Social Security Disability and social security retirement. Why? Because they have persisted in working with medical conditions that may be disabling. When they are able to retire from their employment, or they are at an age at which they can stop working and receive Social Security retirement benefits, they stop working and are able to apply for disability with Social Security as well.

Now, what advantage is it to receive Social Security retirement benefits while waiting upon a Social Security Disability decision? Well, its obvious. Individuals who are really struggling to work with conditions that make it almost impossible to work, can stop working and receive retirement benefits to pay their living expenses while they wait for a disability decision.

The other advantage is that if the individual is approved for disability, some of the reduction to their benefits (meaning their benefits were reduced because of early retirement) will be removed when they become entitled to their disability benefit. In some cases, an individual will have all benefit reduction removed, if they stopped working prior to filing for retirement and they are found disabled back to the time they stopped work.

Others who filed for retirement and disability when they stopped work may just receive five months of reduction for the five month waiting period (Social Security Disability has a five month waiting for which benefits are never paid).

Is Social Security Disability More Than Social Security Retirement? No. Basically, Social Security Disability benefits are always set at the highest amount that can be paid on an individual’s record, whatever that amount may be.








Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state



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Social Security Disability SSI Questions

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Filing a Social Security Disability SSI application

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These pages provide answers to basic questions about pursuing disability benefits

How to claim disability
Disability claim appeal status
How to get you Social Security Disability status
How does a person qualify for disability benefits?
How do you Apply for SSI?
How Much Income Can you Earn If you draw Social Security Disability?
Can you work if you get SSI?
How long will you get disability after an award notice?
If You Get Social Security Disability or SSI, Will Your Dependents Get A Check?
Social Security Disability denied
Time on a Social Security Disability Decision
How to apply for disability for a child or children
Denied Twice For SSD or SSI Disability, What Do I Do?
f I get disability will my children receive benefits?
Social Security Disability SSI - Retroactive Benefits Vs Back Pay Benefits
How long do you have To Be Out Of Work Before You Get Social Security Disability (SSD)?
How to file for disability and medical conditions
What Does Social Security Consider To Be a Disability?
When does social security consider you eligible for disability benefits?
Qualifying for disability benefits with the social security administration
How to get disability
Will I be approved for disability on my appeal?
How to appeal a disability denial








For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.