How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay
It is not necessarily a Disadvantage to Apply for SSD and SSI simultaneously
"When my (work) disability payments ran out I applied for public assistance (there was no other choice). When I applied for SSD, I was told that I "had" to apply for SSI in addition to SSD. Now that I have been approved, for both SSI and SSD, I have been told by SSA that the SSI back payments will be sent to public assistance. They are calculating the SSI backpay first so that public assistance can get their money back. Then the SSD will be calculated and the SSI amount (that was forwarded to public assistance) will be deducted from the SSD backpay. I understand that if I got public assistance it is reasonable that the State should get its money back. I just want people to be aware that SSA will make people (on public assistance) apply for SSI to ensure that the government will get their money back. If I had only applied for SSD the State would not be able to touch that money."
I am not sure what you are trying to make people aware of. However, SSI back payments are not sent to public assistance and it does not matter whether or not you apply for SSI (unless you are applying for Medicaid).
Social Security takes applications for both programs concurrently because it is beneficial to the disability applicant. Social Security Disability has a five-month waiting period that begins the month after an individual has stopped performing substantial work activity (unless the individual stopped work on the first day of a month, then the waiting period begins with the month substantial work activity) for which they never pay benefits.
If an individual meets the income and resource limits of the SSI disability program they may be able to receive SSI disability benefits for those months. When an If an individual receives a SSI back payment, the amount of that payment is deducted from any back payment of Social Security Disability benefits.
SSI disability is a need based program; it is reasonable to expect that the amount of the SSI back payment will be repaid from the Social Security Disability back payment.
In the end, it is not a disadvantage to file for both SSI and SSD disability benefits simultaneously if you meet the income and resource limits of the SSI disability program. In fact, it may be advantageous to file for SSI disability even if it allows only enables you to receive SSI disability benefits for the five-month Social Security Disability waiting period. You will receive the same amount of money and you may receive Medicaid coverage for the months you are eligible for SSI disability benefits. In some cases, you may be eligible for Medicaid payment of medical bills accrued six months prior to date you filed for disability benefits.
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These pages provide answers to basic questions about pursuing disability benefits
How to claim disability
Disability claim appeal status
How to get you Social Security Disability status
How does a person qualify for disability benefits?
How do you Apply for SSI?
How Much Income Can you Earn If you draw Social Security Disability?
Can you work if you get SSI?
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Social Security Disability denied
Time on a Social Security Disability Decision
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f I get disability will my children receive benefits?
Social Security Disability SSI - Retroactive Benefits Vs Back Pay Benefits
How long do you have To Be Out Of Work Before You Get Social Security Disability (SSD)?
How to file for disability and medical conditions
What Does Social Security Consider To Be a Disability?
When does social security consider you eligible for disability benefits?
Qualifying for disability benefits with the social security administration
How to get disability
Will I be approved for disability on my appeal?
How to appeal a disability denial
For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.
The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.
To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.