Overview of Disability

Disability Back Pay

Disability Requirements

Disability Applications

Disability Advice Tips

How long do cases take?

How to win Disability

SSD Mistakes to avoid

Disability for Mental

What if you get denied?

How to file Appeals

Disability through SSA

SSI Disability Benefits

Disability for Children

How do I qualify for it?

Working and Disability

Disability Award Notice

Disability Lawyer Q&A

Disability Conditions List

What is a disability?

Your Medical Evidence

Filing for your Disability

Disability Eligibility

SSD SSI Definitions

Recent Questions

SSDRC Disability Blog

How Much Does Social Security Deduct From my Benefits if I work?

"If I Receive SSD Benefits and I Begin To Work And Earn Below the SGA Limit, How Much Does Social Security Deduct From my Benefits?"

The simple answer to this question is that Social Security never deducts any amount from an individualís benefit for work activity. However, Social Security does look at all work activity carefully.

Even if you are earning less than the SGA limit, you may still be using your nine trial work months. The monthly earnings amount is lower than the SGA limit; any month your earnings meet or exceed the trial work amount will be counted as one of your nine trial work months. Trial work months can be earned anytime during a five-year period; they do not have to be consecutive.

You may be wondering why this might be important to someone who is earning below the monthly SGA amount. When you have used the nine trial work months, any month you earn SGA or over, you will not be entitled to your benefit for that month.

Additionally, if you have used you trial work period, the first month that you earn over the SGA limit--even if it is by a small amount--your extended period of eligibility begins.

The extended period of eligibility, or EPE, is a thirty-six month period in which an individual can earn in excess of SGA (your disability benefits will be suspended for whatever months you are working over the SGA limit) yet if they have to stop work they can contact the Social Security administration and be reinstated.

Once this thirty-six month extended period of eligibility ends, your disability benefit could be terminated if you earn over SGA.

If you have gone back to work and you are not working over the SGA limit, your disability benefits will continue to be paid each month without reduction. Staying under the SGA limit does not guarantee that you will always be entitled to disability benefits.

All disability claims have a medical diary date for a continuing disability review, or CDR. During a CDR, Social Security reviews your disability claim to determine if you have medically improved.

Continuing disability reviews are a fact of life for disability beneficiaries and they occur whether you work or not. However, work activity can be used as an indicator of medical improvement in some cases. I would advise any disability beneficiary to be careful about their work activity and to watch their gross monthly earnings, especially if they are not sure they are capable of sustaining substantial work activity.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

If your disability claim is approved or denied
If You Get Workers Comp, Will You Get Disability From Social Security?
What medical disabilities Qualify for Disability Benefits?
Decision on my Social Security Disability or SSI case
Why should I pay a disability lawyer?
Getting disability forms completed by a doctor
Getting a good disability lawyer
Can I get partial disability benefits?
SSD, SSI disability awards at age 50, 55
Filing for disability with a rotator cuff injury
If Your Disability Benefits Are Stopped Can You Get Them While You Appeal?
How Long Does It Usually Take To Get Social Security Disability
Foot Drop and Filing for Disability
Social Security Award letter for SSD, SSI
How Much Income Can you Earn If you draw Social Security Disability?

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages provide answers to basic questions about pursuing disability benefits

How to check the status of my Social Security disability claim
To qualify for disability, what to prove
Preparation to win a disability hearing
Social Security Disability lawyers FAQ
How Much Income Can you Earn If you draw Social Security Disability?
What does Social Security Disability SSI pay, how much?
Social Security Disability Maximum back pay
Social Security Disability Claims and Medical Exams
What is qualifying for disability benefits based on?
Partial Social Security Disability SSI benefits
Filing for disability and financial help
Getting approved after a Social Security Disability Psychological exam
How long does it take to receive disability benefits after you are approved?
Does Social Security Disability Come With Medicaid Benefits?
Applying for Disability or SSI - How long does it take
Can you work if you get Social Security Disability?
Am I eligible to receive disability benefits?
What medical disabilities, conditions qualify for Disability Benefits?
How to get disability for degenerative disc disease
What mental problems qualify for disability?
Conditions that get approved for disability