Will SSDI Disability convert to SSI at retirement age?

"I am receiving SSDI for almost a year for Inflammatory Arthritis and associated auto-immune conditions, etc.. I will be 60 soon and am concerned that at retirement age, my benefits will convert to SSI which is at least $200/mo. less. My attorney told me that the SSDI benefit would not change when I become eligble for retirement. Please let me know what is true . . . as I am permanently disabled. Thanks!!"

Your Social Security Disability benefits will not convert to Social Security retirement benefits until you are age 66. You are receiving disability benefits that are equal to your full retirement benefits amount. So there will be no change in your benefits when you turn 66. You will just be receiving full retirement benefits versus disability benefits.

About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.

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