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How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

Based on my age, is there any benefit in applying for disability?



 
"What a great website to explain disability applications. I have a question that is not covered in your information as far as I can tell.

I will be 63 this month. I took an early retirement at age 62. I retired under the windfall elimination provision so I receive a very small check. I have developed several medical conditions and feel I would more than likely qualify, at some point, for a disability.

Based on my age and the windfall elimination provision, is there any benefit to apply for disability?

Thanks."




I am not sure, but I doubt it. Most civil service employees have enough credits to be insured for retirement because the threshold of forty quarters over a lifetime is easily met.

However, to be insured for disability you would have had to have five years of Social Security wages in the last ten years prior to becoming disabled. If you did not develop the medical problems until after the age of 62, again it is going to be difficult unless you have worked five out of the last ten years.

Lastly, a disability benefit may be a small amount, larger than your retirement but not much. Any retirement check you have been paid will reduce your disability amount.

The WEP provision for civil service significantly reduced both retirement and disability benefits.








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These pages provide answers to basic questions about pursuing disability benefits

What Mental Problems Qualify for Disability?
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Financial Help Filing For Disability
Checklist for filing for disability, SSI or SSD
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Filing a disability application: the steps
Disability award notice, how long it takes to get benefits
How to Apply for Disability - Where do I go?
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SSI disability Award Letter
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What are qualifications for getting disability?
What medical conditions can you file disability for?
Disability Lawyer help questions
Social Security Attorneys, Disability Representatives








For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.