How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

How can you win a case if you don't have health insurance and can't get seen by a doctor?

This really has to be one of the worst problems that claimants who are filing for Social Security Disability and/or SSI disability benefits have to face.

The way the disability system is setup, a disability claims examiner or a disability judge will have difficulty approving a claim for ongoing benefits if a claimant or the claimant's representative cannot produce recent medical documentation.

How recent? This varies, per the adjudicator and often varies according to the types of impairments that a claimant presents with (i.e. the prognosis and outlook for some impairments is not likely to change).

Generally, though, the last dated records an adjudicator examines should probably not be older than 2 or 3 months. And, in actuality, if the "newest" evidence in the file is three months old, then a claimant will be required to go to a CE, or consultative medical exam, which will mainly be simply for the purpose of obtaining recent medical evidence.

However, this is a problem for a sizeable percentage of individuals who are pursuing Social Security Disability and SSI claims. And this statement excerpt expresses the frustration that disability applicants feel:

"My lawyer told me it wasn't worth it, they'd go by what the judge said. Her advice was now that I live in California to get new doctors who document every little symptom even better. Of course with no insurance and the only way to get into the ability to pay neuro clinics, that is proving to be nearly impossible so far."

How do you go to a doctor on a regular basis when you no longer have health insurance? In most cases, you can't. True, sometimes a physician that you have a treatment history with will continue to see you, but, more and more, doctors are turning away patients who have lost their insurance.

This leaves disability claimants in the position of having to go to emergency rooms (which often provide a deplorable level of care), health departments, and free clinics (which often are very limited in their resources).

Essential Questions

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How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

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Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

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Most popular topics on SSDRC.com

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The listings, list of disabling impairments

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Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

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SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

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New and featured pages on SSDRC.com

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Related pages:

When Social Security Disability Sends You To A Doctor
Can You Get Approved For Social Security Disability If You Do Not Take Medication Or Go To a Doctor?
How Do You Qualify For Disability If You Don’t Have Money To Go To the Doctor?
How Can You Get Medical Records For A Disability Case If You Have No Insurance?

These pages provide answers to basic questions about pursuing disability benefits

Can you get temporary Social Security Disability or SSI benefits?

Permanent Social Security Disability

What is the difference between Social Security Disability and SSI?

Who is eligible for SSI disability?

Can I Be Eligible For SSI And Social Security Disability At The Same Time?

What makes a person eligible to receive disability benefits?

Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?

What happens if I file a disability application and it is denied by a disability examiner or Judge?

Filing and applying for disability in Texas

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.