Social Security Disability RC

How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long for Disability?, Disability Application
Social Security Disability list of impairments
How to Qualify for Disability, Mental Disability
Disability Lawyers FAQ, Disability Back Pay

Why does Social Security take five months of benefits from you when you are awarded?

The reason I am writing is I have a question for you. I was dealing with an appeal and back pay for SSD and I finally won recently. However, they shorted me exactly five months pay. It would have been the first five months my disability started. However, they paid my lawyer the full 21% of what I was expecting.

I realized immediately when I received my check this monies, (which turned out to be exactly the first five months) was missing. Every time I called Social Security... They wouldn't give me a straight answer. Moreover, I have no debt. I don't have any outstanding lawsuits. Workers comp. Child support. IRS. Nothing. They owed me almost 19k and sent me a bit more than 13k.

Now my lawyer is paid and he is another story. But he doesn't want to bother with it. Furthermore, he is the one that told me that Social security always gets the first five months of $ from every case.

Now this was the first I'd ever heard this and to top that off, while your going in disability you are getting new letters every day explaining everything from Medicare to your SSD check! Yet the only thing I never received was a letter or explanation with a break down of my monies.

Can you help me please before its too late to appeal. Or confirm that its true and why.

Yes, there is, in fact, something known as the "five month waiting period". It simply means that for a Social Security Disability case (the rule does not apply to SSI cases), the Social Security Administration will withhold the first five months of a recipient's benefits. It is analogous to an elimination period on an insurance plan.

To answer your last question, you cannot appeal losing the first five months of your back pay to the "five month waiting period". Sad to say, it is simply how the disability program works and, as far as I am aware, title II Social Security Disability has always worked this way. Should it be this way? In my opinion, no.

Supposedly, the five month waiting period was put into place under the assumption that people who file for disability have short term disability insurance coverage which would, under that assumption, pay benefits for several months. However, this is a very, very silly assumption to make...since even the Social Security Administration does not provide STD coverage for its own employees.

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Related pages:

Does Social Security Hold Back The First five Months Of Back Pay?
What is the maximum fee a Social Security disability attorney can charge?
Should I Pay a Disability Attorney a 21% Fee?
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How Far Back Will Social Security Pay Benefits?
Social Security Disability, SSI, sedentary work and job skills

These pages provide answers to basic questions about pursuing disability benefits

Receiving a Social Security Disability Award Letter
What Can I Do to Improve My Chances of Winning Disability Benefits?
How do you find out if a Social Security disability claim has been approved or even denied?
Can I Qualify For Disability and Receive Benefits based on Depression?
How much does Social Security Disability or SSI pay?
How does the Social Security Disability Review work?
What is the difference between Social Security Disability and SSI?
More differences between Social Security Disability and SSI

For the sake of clarity, is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the homepage and view the "about this site" link near the bottom of the page.