Overview of Disability

Disability Back Pay

Disability Requirements

Disability Applications

Disability Advice Tips

How long do cases take?

How to win Disability

SSD Mistakes to avoid

Disability for Mental

What if you get denied?

How to file Appeals

Disability through SSA

SSI Disability Benefits

Disability for Children

How do I qualify for it?

Working and Disability

Disability Award Notice

Disability Lawyer Q&A

Disability Conditions List

What is a disability?

Your Medical Evidence

Filing for your Disability

Disability Eligibility

SSD SSI Definitions

Recent Questions

SSDRC Disability Blog

Can You Apply For Disability Benefits When You Lose Your Job?

Even if you apply for disability, Social Security may find that your medical or mental conditions do not meet the severity level needed to qualify for disability. However, claimants who are denied on a disability application should not be put off by this. Most claims are initially denied and many of these individuals are successful at later getting approved at a disability hearing in which their representative presents their claim to an administrative law judge.

As to employment, just because an individual loses their job, it does not mean that they are entitled to disability benefits with Social Security. Social Security disability is not an unemployment program. You have to have a medically determinable medical or mental condition that has prevented you from working at SGA (a monthly earnings amount that Social Security considers to be substantial gainful activity); or that you expect will prevent you from working for twelve months; or that you expect will result in death.

Having said that, if you lost your job and have not been able to find work because you have medical or mental conditions that affect your ability to find employment, you should consider filing for disability.

There are some individuals who have worked with an employer for years and are then laid off from their job. Often, employers are aware of an individualís health problems; however, they still allow the individual to maintain their employment. This is because there are instances in which employers give an employee special considerations that enable the employee to continue working.

Special considerations or subsidies might include longer breaks, less production, or even more time off. A new employer is unlikely to provide the special considerations needed for the employee to continue working. And this is why a person who has been laid off from a job who has a disabling physical impairment or mental impairment might find themselves suddenly unemployable and in the position of applying for SSD benefits.

Individuals with significant health problems jobs should consider filing for Social Security disability if they have lose their job and are totally unable to perform substantial work activity. Of course, all individuals who apply for Social Security disability should remember that it is a total disability program not a partial disability or a short term disability program.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

Will Social Security Decide That I can go Back to My Old Job?
Can You Apply For Disability Benefits When You Lose Your Job?
Social Security Disability and the Job that You Worked
Will You Get Social Security Disability Benefits If You Cannot Work Your Old Job?
Is Receiving Social Security Disability Based On Whether I Can Do My Current or Last Job?
Does social security contact your former work employers when you file for disability?
What to do if your Disability Benefits are stopped
What Should I Expect at my Social Security Disability Review if I am working part-time?

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria