How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

What are my chances of getting disability at age 45?

There is no way to know your chances of getting disability at the age of 45, because there are many variables to consider. If you have a disabling condition that meets or equals the criteria of a Social Security impairment listing, you are a medical approval for disability provided you meet all of the non-medical requirements of the disability program you are filing for. If you meet or equal a listing for SSD or SSI, your age does not impact the disability determination.

Age becomes a consideration when you do not have a disabling condition that meets or equals an impairment listing (and the other factors that come into play with age are job skills, level of education, and something known as residual functional capacity). When you do not qualify for a disability through a listing, you may still be able to get Social Security Disability through a medical vocational allowance.

Social Security uses a medical vocational grid to help make these determinations. Age is an important part of this grid. If you are under the age of 50, you are considered a younger individual and it is more difficult to be approved. For the most part, individuals who are age 45-49 are found not disabled under the criteria listed for younger individuals. This does not mean an approval is impossible just more difficult.

For example, if you are uneducated (no high school degree, or you cannot communicate in English), and you have had no work or your work has been unskilled work for the past 15 years, you might be approved for disability if you are limited to sedentary work. Another example would be if you were limited to less than sedentary work.

Each disability case has unique factors, so it is hard to say with certainty that you would be denied disability if you are 45 years old. And, of course, this highlights some of the complexity in understanding how the disability system actually works and why it can be practical to get a disability attorney to help with one’s SSD or SSI case.

If you are filing for disability on the basis of a non-exertional disabling condition, the grid is not very useful, although age seems to often be a consideration.

With non- exertional impairments, the disability examiner has to consider the severity of the limitations imposed upon you by your mental condition. If you are so limited that you are not functionally able to work, you may get disability at a younger age. It really just depends upon the objective medical evidence in your disability case file.

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

Will I get disability?
Getting a Social Security Disability representative
How to get SSDI approved
Applying for Disability - How long does it take?
Apply for disability in Georgia
Will I Qualify For Disability Benefits in Georgia?
Disability lawyer in Georgia
Denied Disability Appeal Georgia

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Do I need an attorney to win disability?
How Long Does It Take To Go Before A Judge For Disability?
Will a Judge give you an Immediate Decision at the Disability Hearing?
What happens when you go to a disability hearing?
Social Security Disability SSI and Medical conditions
Social Security Disability lawyer fee
Can a lawyer or attorney speed up my disability case?
When can I expect my first disability check and my back pay check?
Going to a medical exam for Social Security Disability or SSI
Filing for disability - How to file the disability application
Do you need a lawyer to file for disability?
How Far Back Can SSI Back Pay Be Paid?
Can you get temporary Social Security Disability or SSI benefits?
The Social Security Disability Award Letter
Social Security Disability SSI Eligibility Requirements
How Many Times Will you be denied before You Get Approved for Disability?
What makes you eligible for Social Security Disability or SSI?
How to Prove disability and qualify to win benefits
How to speed up the disability process
Social Security Disability Back pay and How Long it Takes
What should you say if you go to a Social Security Exam?
Maximum back pay you can get from Social Security Disability or SSI
How to qualify for disability
What is the Social Security Disability List of Impairments?
What is considered a disability by Social Security?
How Long Does A Social Security Disability Appeal Take?
How does back pay for Social Security Disability work?
Your Social Security Disability Status
How do you find out if a disability claim has been approved or denied?
How to check Social Security Disability Status
Applying for disability, what medical conditions can you apply for?
How do you prove your disability case if you have a mental condition or impairment?
How much does disability pay?
Can I get permanent Social Security Disability or SSI?
How long will it take to get a disability decision letter?
Social Security Disability and SSI Medical Exams
How long does it take to be approved for SSI or Social Security Disability?
How Long to get a Disability Hearing decision?
How long to get disability benefits after you receive an award notice?
Social Security Disability and Working
What makes a person eligible to receive disability benefits?
How To Get Disability Through SSDI or SSI Approved
How Much Income Can A Person Earn If He Draws Social Security Disability?
Partial disability benefits from Social Security
Can I Qualify For Disability for Depression?

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.