How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

Applying for disability while you work full time

The definition of Social Security states that an individual must have been unable to perform SGA for twelve months, or that they expect that they will not be able to perform SGA for twelve months due to their medically determinable mental or physical disabling condition. The inability to perform SGA is an essential part of Social Security Disability.

What do we mean by SGA? SGA stands for substantial gainful activity. It refers to all work activity for which a person is earning at least a certain amount of gross earned income per month. It is basically an income limit and if a person is working and earning at least this amount, then they are not considered disabled by Social Security. That really means, contrary to a lot of misunderstanding by many, that the following is true:

One: A person can be working when they file for disability benefits under SSD or SSI. Two: A person can be receiving disability and working.

What a person cannot do is work and earn more than the SGA limit. So, a person who is applying for disability or getting disability benefits, and who works, needs to be very careful about their earnings.

To reiterate, if you are working full time, you can certainly apply for Social Security Disability; however, your disability claim will likely be denied due to the performance of SGA.

The only potential exclusion to this rule would be if you are being subsidized by your employer. If your employer is allowing you more breaks, more absences, or perhaps letting you have lower production in order to help you keep your job, you may be receiving a subsidy.

If you feel you are receiving help from your employer in this way, inform Social Security when you file for disability. Social Security will contact your employer to ascertain if your employer is indeed subsidizing you and what they consider the worth of your work to be when compared to other employees performing the same job. Generally, your employer will be asked what percentage they feel you are performing at. For example, if you are working full time but your employer feels your actual work is only worth 50% of other coworkers’ work, you may be earning SGA but your work would be counted at 50% less.

The reason Social Security considers subsidy is that they do not want to penalize someone whose employer is trying to help them keep a job until they can get some financial help through Social Security Disability.

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

How does social security define disability?
What does social security mean by disability, i.e. what is the definition?
Why is the Social Security Administration definition of disability so strict?
How Much Income Can A Person Earn If He Draws Social Security Disability?
Will my disability be stopped if I work?
If you apply for disability in Alabama
Will I qualify for disability Alabama
Total Disability - Permanent totally disabled?

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Do I need an attorney to win disability?
How Long Does It Take To Go Before A Judge For Disability?
Will a Judge give you an Immediate Decision at the Disability Hearing?
What happens when you go to a disability hearing?
Social Security Disability SSI and Medical conditions
Social Security Disability lawyer fee
Can a lawyer or attorney speed up my disability case?
When can I expect my first disability check and my back pay check?
Going to a medical exam for Social Security Disability or SSI
Filing for disability - How to file the disability application
Do you need a lawyer to file for disability?
How Far Back Can SSI Back Pay Be Paid?
Can you get temporary Social Security Disability or SSI benefits?
The Social Security Disability Award Letter
Social Security Disability SSI Eligibility Requirements
How Many Times Will you be denied before You Get Approved for Disability?
What makes you eligible for Social Security Disability or SSI?
How to Prove disability and qualify to win benefits
How to speed up the disability process
Social Security Disability Back pay and How Long it Takes
What should you say if you go to a Social Security Exam?
Maximum back pay you can get from Social Security Disability or SSI
How to qualify for disability
What is the Social Security Disability List of Impairments?
What is considered a disability by Social Security?
How Long Does A Social Security Disability Appeal Take?
How does back pay for Social Security Disability work?
Your Social Security Disability Status
How do you find out if a disability claim has been approved or denied?
How to check Social Security Disability Status
Applying for disability, what medical conditions can you apply for?
How do you prove your disability case if you have a mental condition or impairment?
How much does disability pay?
Can I get permanent Social Security Disability or SSI?
How long will it take to get a disability decision letter?
Social Security Disability and SSI Medical Exams
How long does it take to be approved for SSI or Social Security Disability?
How Long to get a Disability Hearing decision?
How long to get disability benefits after you receive an award notice?
Social Security Disability and Working
What makes a person eligible to receive disability benefits?
How To Get Disability Through SSDI or SSI Approved
How Much Income Can A Person Earn If He Draws Social Security Disability?
Partial disability benefits from Social Security
Can I Qualify For Disability for Depression?

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.