Social Security Disability RC|
How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
Social Security Disability list of impairments
How to Qualify for Disability, Mental Disability
Disability Lawyers FAQ, Disability Back Pay
How Can You Get Medical Records For A Disability Case If You Have No Insurance?
I have seen this question in so many disability forums recently, and I think it is important to provide some answers as to how Social Security looks at medical records when they are making disability determinations.
The lack of medical records is a very common problem for individuals who have not been working or have been unable to pay for health insurance. So how does Social Security get medical information for their medical determinations if an individual has not been able to afford treatment? Unfortunately, individuals who do have no medical records or no current medical records will have to attend consultative examinations.
Consultative examinations are very basic mental or physical examinations that are performed by doctors who are paid by Social Security. Very often, in fact, consultative examinations are performed by physicians whose medical specialty has nothing to do with a disability claimant's disabling condition or conditions.
Many disability claimants have complained that the physician took no time with them and did not even address what they felt was their disabling impairment. I think it is important to mention that consultative examinations are not meant to be in-depth or provide any kind of treatment for a disability applicant. They are strictly to give a Social Security Disability examiner enough current medical information to make a disability decision.
As you might guess, an individualís disability claim has a greater chance of being approved if they have some kind of medical information other than the results of a short cursory consultative examination performed by a doctor who has no history of treatment with the claimant.
So how can an individual get medical records for their disability claim if they have no insurance? I do not know all of the answers, but I do have a couple of suggestions that may provide an individual some medical records for their disability case. Most areas have medical clinics that are either free, or charge based upon an individualís income.
I would suggest an individual consider contacting one of these clinics for medical treatment so that they have at least some kind of current medical records (Social Security considers medical records to be current only if they are ninety days or less old). Even emergency room records or hospital records are useful to an individualís disability claim, because they often contain objective medical testing or clinical notes.
While an individual may still have to attend a consultative examination or examinations, it does not hurt to have medical records to bolster their disability case. In my experience, consultative examinations alone do not often lead to an approval for disability benefits.
What is the Social Security Disability SSI list of impairments?
Can you work while getting or applying for Disability?
How Often Does Social Security Approve Disability The First Time You Apply?
Tips for getting Social Security Disability or SSI benefits approved
What medical conditions will get you approved for disability?
What kind of Mental Problems Qualify for Disability?
Receiving a Disability Award Letter
Conditions Social Security will recognize as a disability
Previously answered questions regarding SSD and SSI
Applying for disability in your state
Most popular topics on SSDRC.com
Social Security Disability SSI Questions
The listings, list of disabling impairments
Can a mental illness qualify you for disability?
Disability Lawyers prevent unnecessary denials
How much Social Security Disability SSI back pay?
How to apply for disability for a child or children
Filing a Social Security Disability SSI application
Filing for disability - when to file
How to apply for disability - where to apply
Qualifications for disability benefits
How to Prove you are disabled and Win your Disability Benefits
Qualifying for Disability - The Process
How to get disability for depression
Getting disability for fibromyalgia
SSI disability for children with ADHD
What is the Application Process for Social Security Disability and SSI?
Common Mistakes to avoid after being denied for Disability
Social Security Disability SSI Exam tips
More Social Security Disability SSI Questions
Social Security Disability SSI definitions
What makes you eligible for Social Security Disability or SSI?
New and featured pages on SSDRC.com
Who can help me file for disability?
Social Security Denied Me But Didnít Have All My Medical Records?
How Can You Get Medical Records For A Disability Case without Insurance?
Can you be denied disability if social security cannot find your medical records?
Social Security Disability Medical Records
How Far Back Does Social Security Look At Medical Records for SSDI SSI?
Social Security Disability, Medical Records, and a Person's Limitations
Medical Evidence on a Social Security Disability or SSI Claim
Getting your medical records can speed up your disability claim
Will a Disability attorney try to Help You get Your Medical Records?
Can a disability lawyer charge an hourly fee for helping to file the claim?
If you apply for disability in Maryland
Will I qualify for disability benefits in Maryland?
Getting a Disability Lawyer in Maryland
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Can you get temporary Social Security Disability or SSI benefits?
Permanent Social Security Disability
What is the difference between Social Security Disability and SSI?
Who is eligible for SSI disability?
Can I Be Eligible For SSI And Social Security Disability At The Same Time?
What makes a person eligible to receive disability benefits?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.
The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.
To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.