How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

After I am approved, how long will it take to get my disability check?

There are many factors that can affect the amount of time it takes to pay benefits after you have been approved for disability. Below are some things that can affect how long it takes to get a disability check after approval.


Five month-waiting period: This period begins with month after you filed your disability claim and lasts five full months. No benefits are paid for this period of time. If you stopped work on 01/15/2024 and filed for disability, you would not become eligible for a check until 07/24.

On the other hand, if you had been out of work for some months prior to 01/15/2024, you may be able to receive your disability check sooner because Social Security will consider the months you have been unable work to satisfy the five-month waiting period.

Complex issues: If you are receiving workman’s compensation, are entitled on another record, or entitled to a non covered pension based on work for an employer not in the Social Security system, you may experience a longer wait time for your disability check. All of these issues require that a claims specialist manually process your claim.


Pre-Effectuation Review Conference (PERC): Social Security requires an interview with you to evaluate your continued eligibility for this need based disability program. You will be required to provide information about your income and resources. If you are employed you will have to provide check stubs or other information to verify how much you are earning.

If you pay rent or a mortgage you may have to show verification of the amounts. If you live with someone, you will have to provide information with regard to the expenses of the household and who lives there. This information will be used to determine your living arrangement.

Evaluation of resources such as insurance policies, vehicles, and bank accounts require verification. Very often you are responsible for getting the necessary proofs.

The SSI claims specialist cannot put your claim into pay until they have all the necessary proofs and verifications.

In summary, there is no set length of time to get a disability check. Each disability claim involves it own unique set of factors and those factors determine how long it will takes to get a disability check.

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These pages answer some of the most basic questions for individuals who are considering filing a claim.

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How to check Social Security Disability Status
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How do you prove your disability case if you have a mental condition or impairment?
How much does disability pay?
Can I get permanent Social Security Disability or SSI?
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Social Security Disability and SSI Medical Exams
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Social Security Disability and Working

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.