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SSDRC Disability Blog

Crucial Information about the Social Security Disability Application Process and SSI




 
Filing for disability benefits that are provided by the social security administration will mean one of the following:

1. Filing a claim in the title 2 SSDI, or social security disability insurance program.

2. Filing a claim in the title 16 SSI, or supplemental security income disability, program.

3. Filing a claim that is classified as concurrent, meaning that a disability application is taken in both programs.

The specific program that a claim is filed in is determined by the social security office where the claim is initiated, but it is based on whether or not a person has worked long enough, or recently enough, to have insured status.

Individuals who have insured status will be eligible to file for social security disability; whereas individuals who are not covered for this program, or who are no longer covered (yes, you can lose your insured status for SSDI if you have not worked for quite some time) must file for SSI.

As for concurrent claims in which an application is filed in both programs, these occur when a person is eligible to have a claim taken for SSDI (because, they have worked long enough and have also earned enough quarters of coverage and work credits to be insured) but will only qualify to receive a relatively small monthly disability benefit check.

Concurrent claims are really for the purpose of ensuring that a person will receive at least a minimum amount each month for their disability benefit. And that minimum amount is whatever the current maximum is for a full SSI disability check.

Having said that, however, eligibility for SSI is takes into account one's unearned income as well as their assets. For instance, for SSI a single individual cannot have more than two thousand dollars in countable assets before voiding their eligibility for SSI. No such asset limit applies to SSDI--but it does affect individuals who might otherwise be eligible to have a concurrent claim taken in both disability benefit programs.








Return to:  Social Security Disability Resource Center, or read answers to Questions








Related pages:

How are Social Security Disability cases decided? - the Process Social Security Uses In Every Disability Case
What is the process for approving a Social Security disability claim?
Filing for Disability - Can you speed up the Social Security Disability process?
Why is the Social Security Disability Decision Process So Slow?
Crucial Information about the Social Security Disability Application Process and SSI
Disability Claims Through Social Security How Long is the Process?
The Social Security disability award notice process in North Carolina
How to qualify for disability - The Process of Qualifying for Benefits
Social Security Disability SSI Criteria and the Evaluation Process
The Social Security Disability Approval Process and the Criteria for Decisions
Receiving SSDI payments and working below the SGA limit



Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI


These pages answer some of the most basic questions for individuals who are considering filing a claim.

How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria