Social Security Disability Resource Center

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Can you have money in the bank and get Social Security Disability?




 
Yes, you can. If you are receiving disability benefits in the form of SSDI, Social Security Disability insurance (also often referred to as SSD or Social Security Disability, RSDI or retirement survivors disability insurance, or DIB a.k.a. disability insurance benefits), then it doesn't matter how much money you have in any bank account or investment. You could have one million dollars in an account and you would still maintain eligibility to receive SSDI. Because SSDI does not means-test individuals based on what they have in assets. It is an earned benefit.

It is completely different, however, if you receive disability in the form of SSI, or supplemental security income. In the case of SSI, a person will have been found disabled in exactly the same manner as SSD (a.k.a. SSDI); however, SSI is a need-based program that has asset limits. The current limit for an individual is $2000 for countable assets. Countable assets does include excess money in a bank account.

If a person on SSI goes above the asset/resource limit, they may find themselves in the position of losing their benefits.

Additional links:

Social Security Disability and Money in the Bank
Can You Be Denied Disability If You Have Money In A Savings Account?
What Are the Social Security Disability Requirements For Personal Assets?
Can you Receive Disability Benefits and have Assets, Investments, a Savings Account?
Getting SSDI but making too much money








  • What medical conditions will get you approved for disability?

  • What kind of Mental Problems Qualify for Disability?

  • Which conditions will social security recognize as a disability?

  • Tips for getting Social Security Disability or SSI benefits approved







  • SSDRC Homepage:

    Social Security Disability and SSI Resource Center



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    Selecting and hiring Disability Lawyers




    Various Types of Benefits including SSI, Mental, and Child benefits

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    Social Security Disability or SSI Benefits for Children

    Disability Benefits through Social Security




    Filing for Social Security Disability or SSI Benefits

    Social Security Disability SSI: Medical Evidence and Records

    Filing your claim for disability benefits

    Eligibility for receiving disability benefits

    Info about Social Security Disability Approvals and Being Approved

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    Resources on this site

    Social Security Disability, SSI Terms and Definitions

    Previously answered questions regarding SSD and SSI






    For Individuals living in North Carolina

    Applying for Disability in North Carolina

    North Carolina Disability Lawyer




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    Can you have money in the bank and get Social Security Disability?

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