Social Security Disability RC|
How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long for Disability?, Disability Application
Social Security Disability list of impairments
How to Qualify for Disability, Mental Disability
Disability Lawyers FAQ, Disability Back Pay
The Medical Records That Are Best For Your Disability Claim
If you are filing for Social Security Disability (SSD) or SSI, you will need medical evidence to back up your claim, and medical records that supply a complete, accurate picture of your medical condition can, in the best case scenario, eliminate the need for a disability examiner to gather any additional medical information before making a decision. In short, if your medical records are in order you should receive a timely response on your claim.
The best medical records for SSD and SSI disability are 1. those that are current and 2. those that show how your condition limits your ability to work. How current should your medical records be? To prove your claim as well as prove when your disability began, you obviously need older records from the time of your disability onset (note: proving your disability as far back as possible can have a dramatic effect on how much back pay you get). But, you also need at least some records that are not older than 90 days.
What if you don't have current records?
If a disability examiner or an Administrative law judge at a disability hearing does not have at least some documentation from the last 90 days, you will need to be scheduled for a Social Security examination, or consultative exam, called a CE. Typically, the only purpose of a CE is get a recent "snapshot" of your condition so the case can be decided. A CE tends to be a very short exam, performed by an independent physician who is paid by Social Security and who has likely never seen you, and knows practically nothing about you. Obviously, it would be preferable if your "most recent medical records" came from your own doctor. Therefore, if you are filing for disability or have an appeal, make sure you are seen regularly by your doctor(s).
Records from your own doctor or doctors
Social Security prefers that disability claims be supported by medical records from the applicant’s treating physician (regular doctor). In general, the treating physician--someone who has a history of treating you--is in a better position to document the onset date of the impairment, how it can be expected to progress over time (prognosis), as well as any physical or mental limitations it places on the patient’s ability to work.
What are acceptable medical records?
Medical records from hospitals, clinics, etc., are also valid forms of documentation, provided that the individual signing off on any reports from these treatment sources is considered to be “acceptable.” Social Security recognizes the medical opinions of licensed MDs, DOs (osteopaths), psychologists and optometrists. It does not give any weight to the opinions of chiropractors, although a disability examiner may review any x-rays or other medical tests ordered by chiropractors before making a decision.
However, disability examiners tend to pay closer attention to the opinion of long-time treatment sources than those that result from a short hospital stay or visit to the ER. The best medical records to support a disability claim are those from a physician with whom the patient has a longstanding relationship.
In some instances, often due to financial constraints or lack of health insurance altogether, the claimant has not received regular or recent medical treatment for his condition, in which case the disability examiner will order a consultative exam, or CE.
Social Security Medical exams
Consultative exams can be physical or psychological, or psychiatric, and are meant only to provide the disability examiner with an overview of the claimant’s current medical condition. These exams are brief, and as there is no relationship between the patient and the physician performing the exam, they seldom provide an examiner with more than the most basic understanding of any limitations an individual has due to his impairment.
If you are filing for disability, be sure to include medical records from any place in which you have received medical treatment for your impairment. Medical records from your treating physician, if you have one, are best, but don’t leave out any medical records from past or present acceptable medical sources. A consultative exam is better than nothing, but it is no substitute for a medical opinion from your doctor that supports your claim for disability.
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These pages answer some of the most basic questions for individuals who are considering filing a claim.
Can you get temporary Social Security disability or SSI benefits?
Permanent Social Security Disability
What is the difference between Social Security disability and SSI?
Who is eligible for SSI disability?
Can I Be Eligible For SSI And Social Security Disability At The Same Time?
What makes a person eligible to receive disability benefits?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.
The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.
To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.