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Social Security Disability Waiting period in Illinois




 
Waiting periods are a puzzling concept when it comes to social security disability. There are actually two separate waiting periods that apply to SSD benefits. The first is the medicare waiting period that denies an approved disability claimant access to medicare coverage until two years from their date of entitlement.

The obvious question that comes up with regard to the two year waiting period is "Do I really have to wait 2 years before I get medicare?". It depends. The two year wait begins from something called your date of entitlement (this is where it gets confusing).

What is that? Your date of entitlement is your established date of onset (whenever the social security administration decides, based on your records, that your disability began) PLUS something called "the five month waiting period" (similar to an elimination period on an insurance policy).

As to whether or not you really have to wait two years to get medicare coverage, it all depends on 1. how far back you filed your claim, and 2. how far back your onset date is established (this is why it is so important to get all your records to the disability examiner or judge, not just the recent ones). In many cases, the two year wait will be "served" by the time a person has been approved for social security disability.

Why does the two year medicare waiting period exist? I've never come across an explanation as to why. In essence, it is a cheat and unfair to individuals who have paid into the system.

The second type of waiting period is something we already mentioned: the five month waiting period.

What is this? Basically defined, it is a five month period for which a person who has been approved for social security disability is ineligible to receive benefits. So, if you get approved for benefits and your established medical onset date is January 1st, you won't actually be eligible to receive a monetary benefit until July 1st.

Obvious question: Does this mean that you really have to wait five months before receiving benefits? No, because nearly all approved claimants have had to fight the system for months or even years, their onset date will be far enough back so that there will be no actual wait.

What the five month waiting period does do, however, is cheat you out of five months of your monthly benefits. And for no good reason whatsoever.

Some would use the argument that the five month waiting period takes into account the fact that some people have short term disability benefits. But the truth is, most people don't have short term disability benefits available to them. So, the five month waiting period is definitely a cheat.

However, again, it does illustrate the need to prove, as far back as possible, when your disability began. In other words, medical records are extremely important, and, in many cases, so is an attorney or non attorney representative in Illinois who does the necessary legwork required to get all your records.

Resources:

1. How long does it take to get a disability hearing scheduled?
2. How long does it take to get a disability hearing?
3. How long does it take to get a decision after a disability hearing?
4. How to get a disability hearing scheduled faster?
5. Getting a faster disability hearing scheduled
6. Can an attorney get you a faster disability hearing?
7. Disability hearing decision timeframe
8. ALJ disability hearing decisions
9. What to expect at a disability hearing
10. What happens when you go to a disability hearing?
11. After a disability hearing, what happens?
















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Filing for disability in Illinois

Applying for disability in Illinois

How do you apply for Social Security Disability or SSI in Illinois

Filing for disability in Illinois, when to file

After you apply for Social Security Disability or SSI in Illinois

Are you automatically denied for SSDI or SSI in Illinois when you first apply?

Filing Illinois request for reconsideration after denied

Will I Qualify For Disability Benefits in Illinois?

Options after Social Security Disability is Denied in Illinois

Hiring a Qualified Disability Lawyer in Illinois

Do you need a lawyer for a Disability Claim in Illinois?




Disability attorneys, lawyers in Illinois

Choosing a Disability Attorney in Illinois

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Social Security Disability Representatives and help in Illinois

Social Security Claims and Disability Lawyers in Illinois




Illinois disability appeals

Filing a disability appeal in Illinois

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Getting a Disability Appeal on time in Illinois




Eligibility, approvals, and qualifications in Illinois

How to Qualify for Social Security Disability or SSI in Illinois

Can a Specific Medical Problem get you Approved for Disability in Illinois?

Eligibility and Qualifications for Disability in Illinois

Can you get disability approved in Illinois at the reconsideration level?




Miscellaneous questions about SSD SSI in Illinois

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How many Social Security Disability and SSI cases get denied in Illinois?

Disability denial in Illinois, when to get a lawyer

Social Security Disability Waiting period in Illinois

Will I lose my SSDI SSI disability benefits in Illinois when my case is reviewed?




Illinois disability hearings

How to Prepare for a Disability Hearing in Illinois

Odds of disability approval in Illinois better at a hearing vs reconsideration

Illinois disability attorney representation after being denied




Illinois mental disability

Approved for disability in Illinois with a mental condition

Mental testing for an SSDI or SSI disability claim in Illinois

Filing for Disability with depression in Illinois




Illinois disability decisions

Who makes the SSD or SSI decision in Illinois

How long does it take to get a disability decision in Illinois?

What is the Social Security Disability decision making process in Illinois?




Illinois disability, working and work credits

Work credits in Illinois to be covered for Social Security disability

How to get your disability status in Illinois

If you get and receive disability benefits in Illinois, can you work?

Can you apply for social security disability or SSI in Illinois if you are working?




Illinois disability denials

Why is Social Security Disability and SSI Denied in Illinois?

Denied on a Disability Reconsideration in Illinois

Illinois Disability Claim was Denied, Should I Reapply?

Denied the second time for Social Security Disability in Illinois