How does social security define work quarters?



How does social security define work quarters?



 
Work quarters or credits refer to monetary amounts that enable a person to become insured for Social Security Disability benefits. An individual can earn four quarters or credits per year. Most individuals need to have forty work credits to be eligible for retirement. However, younger individuals need fewer credits to be eligible for Social Security Disability benefits.

What happens if you become disabled and need to file for disability, but you think you have not worked enough to be eligible for Social Security Disability? You may still apply for disability benefits with the social security administration. However, the application may be filed in the supplemental security income program, which offers disability benefits to those who are not insured for SSD.



However, SSI disability is a need-based program; therefore if you are married, your spouse's income will be counted in determining whether or not you are eligible. Also, if you have at least $2,000.00 in assets this may make you ineligible as well.


About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.







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