Topic Categories:


Overview of Disability

Disability Back Pay

Requirements for Disability

Applications for disability

Tips and Advice for Disability Claims

How long does Disability take?

Winning Disability Benefits

Common Mistakes after a Denial

Mental Disability Benefits

Denials for Disability

Appeals for denied claims

Disability Benefits from SSA

SSI Benefits

Child Disability Benefits

Qualifications and How to Qualify

Working and Disability

Disability Awards and Notices

Disability Lawyers, Hiring Attorneys

Social Security List of Conditions

What Social Security considers disabling

Medical Evidence and Disability

Filing for Disability Benefits

Eligibility for Disability Benefits

SSD SSI Definitions



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What should you do when a social security disability or ssi overpayment occurs?




 
If you receive a notification from the Social Security administration that informs you that you have an overpayment, you should contact your local Social Security office immediately to determine the cause of the overpayment. There are, in fact, instances when an overpayment is posted to a record that is invalid. If this should be the case, Social Security will correct the error and you will not be obligated to repay the overpayment.

However, most overpayments are legitimate, and, accordingly, they will need to be resolved. There are many options for resolving an overpayment. For instance if you do not believe that there is an overpayment of benefits, you may file for a reconsideration of the actual overpayment.

If the overpayment amount is found to be correct, you may wish to file a request for waiver of the overpayment (repayment would not be necessary if the waiver is approved) by the Social Security Administration.

However, a waiver will generally only be approved if you were not at fault in creating the overpayment and you do not have the ability to repay the overpayment due to financial hardship. Most waivers are denied on the grounds that the individual was at fault in creating the overpayment, usually because they returned to work and did not report their earnings timely.

What other options do you have if your waiver request is denied? You may request a personal conference to discuss why you feel you should not have to repay the money.

If your personal conference is denied you may wish to file a hearing request, so that you may appear before an administrative law judge (ALJ). However, if you do request a hearing, that does not prevent Social Security from collecting the overpayment from your disability benefit in the event that you do not make a payment arrangement.

How do payment arrangements work to your benefit in such situations? If a payment arrangement is not made, Social Security may hold your entire monthly disability benefit until the overpayment is satisfied. By utilizing a payment arrangement, however, the repayment may be deducted from your monthly benefit check over a protracted period of time.

How long will you be given to repay the overpayment? Generally, Social Security would like all overpayments to be repaid within thirty-six months. If the amount is too large to be paid back in that time frame, you may file for a reduced monthly payment. You will have to provide information about your monthly income and expenses to qualify for a reduced monthly payment. Usually, though, Social Security is willing to work with you to resolve the overpayment, so as to not cause an undue financial hardship.















Return to:  Social Security Disability Resource Center, or read answers to Questions





























Related pages:

What should you do when a social security disability or ssi overpayment occurs?
How Do You Avoid, and What causes, a Social Security Disability Overpayment?
Why do social security disability and ssi overpayments happen?
Social Security made a mistake and assessed an overpayment and stopped benefits
Social Security Disability Waiver of Overpayment
Getting a Waiver of a Social Security Disability Overpayment



Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI


These pages answer some of the most basic questions for individuals who are considering filing a claim.

Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria