What is the Application Process for Social Security Disability and SSI?
How do you Win Benefits under Social Security Disability or SSI?
If I am determined disabled, how far back will Social Security pay benefits?
How do you prove your disability case if you have a mental condition?
What Can I Do to Improve My Chances of Winning Disability Benefits
Common Mistakes after Receiving a Denial of Social Security Disability or SSI Benefits
How to File for Disability - Tips for Filing
If You Get Approved For SSDI Will You Also Get Medicare?
How much does a Social Security disability attorney get paid?
Social Security Disability SSI Criteria and the Evaluation Process
How long does it take to be approved for SSI or Social Security disability?
What do you Need to Prove to Qualify for Disability Benefits?
Social Security Disability SSI and Fibromyalgia
Social Security Disability SSI and Degenerative Disc Disease
Can I Qualify For Disability and Receive Benefits based on Depression?
Answers to questions about SSD and SSI disability
What Disabilities Qualify for SSI and Social Security Disability Benefits?
Social Security Disability Status
Social Security Disability Tips ó how a claim gets worked on
Social Security Disability, SSI Disability - Terms, Definitions, Concepts
What should you do when a social security disability or ssi overpayment occurs ?
How to prove you are disabled
and win disability benefits
If you receive a notification from the Social Security administration that informs you that you have an overpayment, you should contact your local Social Security office immediately to determine the cause of the overpayment. There are, in fact, instances when an overpayment is posted to a record that is invalid. If this should be the case, Social Security will correct the error and you will not be obligated to repay the overpayment.
However, most overpayments are legitimate, and, accordingly, they will need to be resolved. There are many options for resolving an overpayment. For instance if you do not believe that there is an overpayment of benefits, you may file for a reconsideration of the actual overpayment.
If the overpayment amount is found to be correct, you may wish to file a request for waiver of the overpayment (repayment would not be necessary if the waiver is approved) by the Social Security Administration.
However, a waiver will generally only be approved if you were not at fault in creating the overpayment and you do not have the ability to repay the overpayment due to financial hardship. Most waivers are denied on the grounds that the individual was at fault in creating the overpayment, usually because they returned to work and did not report their earnings timely.
What other options do you have if your waiver request is denied? You may request a personal conference to discuss why you feel you should not have to repay the money.
If your personal conference is denied you may wish to file a hearing request, so that you may appear before an administrative law judge (ALJ). However, if you do request a hearing, that does not prevent Social Security from collecting the overpayment from your disability benefit in the event that you do not make a payment arrangement.
How do payment arrangements work to your benefit in such situations? If a payment arrangement is not made, Social Security may hold your entire monthly disability benefit until the overpayment is satisfied. By utilizing a payment arrangement, however, the repayment may be deducted from your monthly benefit check over a protracted period of time.
How long will you be given to repay the overpayment? Generally, Social Security would like all overpayments to be repaid within thirty-six months. If the amount is too large to be paid back in that time frame, you may file for a reduced monthly payment. You will have to provide information about your monthly income and expenses to qualify for a reduced monthly payment. Usually, though, Social Security is willing to work with you to resolve the overpayment, so as to not cause an undue financial hardship.
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Individual Questions and Answers
SSD and SSI are Federal Programs
The title II Social Security Disability and title 16 SSI Disability programs operate under federal guidelines and, therefore, the program requirements--medical and non-medical--apply to all states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
Recent approval and denial statistics for various states can be viewed here:
Social Security Disability, SSI Approval and Denial Statistics by state
Special Section: Disability Lawyers and unnecessary claim denials