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Medicare and Disability - Basic FactsIf you are awarded disability with the Social Security Administration, do you have insurance coverage? Most likely you will not initially be entitled to any type of medical insurance through Social Security. Medicare has a twenty- four month qualifying period, consequently a disabled individual will not be entitled to Medical insurance through the Medicare Insurance program until the twenty-four month qualifying period has elapsed. However, Medicare is not the only insurance program linked to Social Security disability. Social Security administers two disability programs, and one of those programs, SSI, is a need-based program. If an individual is qualified for SSI disability, they are automatically entitled to Medicaid. Medicaid is a need based program as well, consequently there is no two year wait for entitlement, although you do have to meet the income and resource limits. Additionally, many-disabled individuals who receive their disability approval at the administrative law judge hearing have already served their twenty-four month qualifying period for Medicare entitlement prior to the date of their hearing. What does this mean to the disabled individual? It means that when they begin to receive their Social Security disability benefit, they will already be covered by Medicare insurance. For more information on: Social Security Disability and SSI Disability.
A few words about Elder Law 
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