Medicare and Social Security Disability - Basic FactsIf you are awarded disability with the Social Security Administration, do you have insurance coverage? Most likely you will not initially be entitled to any type of medical insurance through Social Security. Medicare has a twenty-four month qualifying period, consequently a disabled individual will not be entitled to Medical insurance through the Medicare Insurance program until the twenty-four month qualifying period has elapsed. However, Medicare is not the only insurance program linked to Social Security Disability. Social Security administers two disability programs, and one of those programs, SSI, is a need-based program. If an individual is qualified for SSI disability, they are automatically entitled to Medicaid. Medicaid is a need based program as well, consequently there is no two year wait for entitlement, although you do have to meet the income and resource limits. Additionally, many-disabled individuals who receive their disability approval at the administrative law judge hearing have already served their twenty-four month qualifying period for Medicare entitlement prior to the date of their hearing. What does this mean to the disabled individual? It means that when they begin to receive their Social Security Disability benefit, they will already be covered by Medicare insurance. Additional Information: Medicare Coverage through Social Security Disability Do I automatically get Medicare if I'm approved for disability? About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here. Most popular topics on SSDRC.com Social Security Disability in North Carolina Common Mistakes to avoid after being denied for Disability Tips to Prepare for Filing for Social Security Disability or SSI Advice to Win SSD and SSI Benefit Claims Social Security Disability SSI Questions What is the difference between Social Security Disability and SSI? How to get disability for depression Getting disability for fibromyalgia SSI disability for children with ADHD What is the Application Process for Social Security Disability and SSI? Social Security Disability SSI Exam tips More Social Security Disability SSI Questions What makes you eligible for Social Security Disability or SSI? These pages answer some of the most basic questions for individuals who are considering filing a claim. What if Social Security denies you in North Carolina? Filing for disability - where to go Qualifying for disability Winning disability benefits, how to win Winning disability for a mental condition Social Security Disability Back pay, SSD, SSI Disability Criteria and requirements Applying for Disability in Michigan Filing a Disability appeal in Michigan Will I qualify for disability Benefits in Michigan? |
