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How to Claim Disability When you Have a Medical ProblemIf you have a medical condition that is so severe as to prevent you from performing your daily activities including work activity, you may need to consider filing for disability through the Social Security Administration. How can you make a claim for disability with the Social Security Administration? You first must contact the Social Security Administration to file your disability claim. Social Security has two disability programs - Social Security disability and Supplemental Security Income (SSI). You may be able to make a claim for disability with either program or both (this will be determined by the individual who takes your claim). What is some of the criteria used by the Social Security Administration to determine if you have are able to claim disability due to your medical problems? 1. Both the Social Security disability and SSI programs are based upon your inability to perform work for the past year, or the expectation that you will not be able to work for a year due to your medical condition. If this is true, then you should precede to the next point. 2. Both Social Security Disability and Supplemental Security Income disability claims (SSI) are sent to a state disability agency for a medical determination. The state disability agency will use your medical sources (that you provided during your initial disability interview with Social Security), along with information about your work activity, and educational back ground. 3. Once a decision has been made on your claim for disability, you will be notified as to the medical determination. If your medical determination is a denial, you may wish to begin the Social Security disability appeals process. Furthermore, Social Security also has non-medical criteria that may affect your entitlement to disability. For instance, you must have enough work credits to be insured for Social Security disability. Work credits or quarters of coverage are earned at a maximum rate of four quarters per year and an individual’s age at the time of disability. Supplemental Security Income is a need based program that does not require insured status, however it has income and resource requirements, which must be met at the time of the initial filing of disability. And if your claim is an allowance these same income and resource requirements must be met. For more information on: Social Security Disability and SSI Disability.
A few words about Elder Law 
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