Social Security Disability Definitions
Social Security Disability and SSI Overview
The Requirements for Disability
Social Security Disability and SSI Applications
Tips and Advice for Disability Claims
How long does Disability take?
Common Mistakes after Receiving a Disability Denial
Disability Denials and Filing Appeals
Social Security Mental Disability Benefits
Disability Benefits offered through Social Security
Benefits through SSI disability
Disability Benefits for Children
Disability Qualifications and How to Qualify
Social Security Disability and Working
Winning your Disability Benefits
Social Security Back Pay and the disability award notice
Disability Lawyers and Hiring an Attorney
Social Security Disability SSI List of Conditions
What is considered a Disabling condition by Social Security?
Social Security Disability SSI and Medical Evidence
Filing for Disability Benefits
Eligibility for Disability Benefits
SSDRC authored by Tim Moore
Ask a question, get an answer
Disability and Medicare- how does it work
How to prove you are disabled
and win disability benefits
You may have heard that it takes two whole years after you get Social Security disability to receive Medicare coverage, and, to some degree, this is a true statement.
However, there are other things to consider when discussing the two-year wait for Medicare coverage. For instance, your date of entitlement (the true point at which you actually become entitled to receive Social Security disability) may be several months or even years in the past. This can easily be the case if you claimed on your disability application that you become disabled years ago.
What does this mean as far as your entitlement to Medicare? It may mean that you will be entitled to Medicare as soon as you receive your Social Security disability approval, instead of having to wait two years.
Here's another reason why a person who has been approved for disability may not have to wait for their medicare coverage to begin. Many individuals who receive their disability allowance from an administrative law judge at a hearing have already been waiting for disability two years or more. Consequently, when they get approved by a judge, the twenty four month Medicare wait period has already passed and they are entitled to Medicare.
There are two major entitlements involved with Medicare, Part A and Part B. More recently, Medicare Part C and Part D have been added.
Medicare Part A is free coverage that covers some of the expense of hospitalizations. Part B covers some of the expense of doctorsí visits and various types of testing. Part C and D involve prescription and Medigap coverage (health insurance companies offer policies to help pay the twenty percent gap in coverage left by Medicare) and are provided at a cost to qualified Social Security beneficiaries. Note: Social Security will deduct all Medicare premiums from your monthly Social Security disability benefit.
Although Parts B, C, and D have a premium, some disabled individuals will qualify for a subsidy to help offset the cost of the premiums of Parts C and D. Of course, to qualify for the subsidy, you must meet the income and resource requirements of the Medicare subsidy program. Some individuals may also qualify for help with paying Medicare Part B premiums, through their local Department of Social Services.
Return to: Social Security Disability Resource Center, or read answers to Questions
Information on the following topics can be found here: Social Security Disability Questions
Social Security Disability SSI decisions | The Disability Decision Process and What gets taken into Consideration | Getting Denied for Disability Benefits | Questions about Social Security Disability Approvals and Being Approved | Social Security Disability Hearings | Social Security Medical Examinations | Social Security SSI Doctors | Social Security Disability Representation | Social Security Disability SSI Reviews