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Social Security Disability IncomeIf you have not been able to work for the previous twelve months, or you expect not to be able to work for twelve months due to a mental or physical condition, or you have a medical condition that is considered to be terminal, you should consider filing to receive Social Security disability income. How can you get Social Security disability? All Social Security disability programs begin with filing a claim with the Social Security Administration; this will involve an interview with a Social Security claims representative in person at your local Social Security office, or by calling the Social Security Administration toll free number. What happens during a Social Security disability interview? The Social Security claims representative will ask you questions about your medical history (names, phone numbers and addresses, and dates of treatment for all of the clinics, hospitals, and physicians you have seen at in the last twelve months). Additionally, you will be asked about your work history, which simply means what types of jobs you have had over the last fifteen years, and about how long you performed each type of job. Social Security considers your medical and/or mental conditions, work history, and your education when making a final decision on your disability claim. Once you have provided all of this information to Social Security, your claim is sent to the state disability processing agency for a medical determination. The processing time for a disability claim generally take between thirty and ninety days, although some claims may take less than thirty days while others may take over ninety days. If your disability claim is denied, you may have to begin the appeals process, which may take several months, or more than two years if you have to have an administrative law judge hearing to determine your medical disability. If Social Security determines that you are disabled under the rules and regulations of Social Security disability, you will be approved (for social security disability or SSI) and will receive a monthly monetary disability benefit. Most likely, you will also receive backpay as well (backpay is often payable back to the time of your application, but your onset date must be proven with your medical records). In addition to being based upon your past earnings, Social Security disability is based upon insured status. If you have not worked enough to be insured for Social Security disability or it is determinated that you would receive a very small amount of Social Security disability, you may also qualify for the need based program which is Supplemental Security Income, more commonly known as SSI. However, the Social Security claims representative at the social security office will go over all of that with you at the time of your disability interview. For more information on: Social Security Disability and SSI Disability.
A few words about Elder Law 
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