|
|
|
|
|
How to qualify for disabilityThe Social Security Administration administers two disability programs Social Security Disability (SSD) and Supplemental Security Income (SSI). What is the difference between the two programs? Social Security disability is based upon your earnings record (earnings that have been reported to the IRS) and insured status. How do you acquire insured status? Well, each year, depending upon your earnings for the year, you may earn four quarters of coverage. Social Security uses these quarters of coverage to establish your insured status for Social Security disability. Social Security requires more quarters of coverage to establish insured status for older individuals than younger individuals, although at least six quarters of coverage are required for insured status. Supplemental Security Income (SSI) does not require an insured status, because this program is based upon need, and since it is a need-based program it has requirements regarding income and resources. Additionally, SSI is the only program available to children. Although each Social Security disability program has its own rules and regulations, the process of establishing entitlement to disability is the same. You must file a disability application with the Social Security Administration, and during this interview you must provide Social Security with information about your medical history. It is very important to have medical records to establish the severity of your medical and/or mental conditions. Generally, Social Security has a twelve-month period of review for medical histories, however Social Security will look at older medical records as well, especially if your condition is a lifelong condition. Individuals with established medical histories have a better chance of receiving a medical allowance from Social Security, therefore it is important to provide Social Security with as much medical information as you are able to provide during your disability interview and provide them with any new medical treatment sources that you go to during the time your disability claim is being processed. For more information on: Social Security Disability and SSI Disability.
A few words about Elder Law 
|
|
|
