Topic Categories:

Social Security Disability Definitions

Social Security Disability and SSI Overview

The Requirements for Disability

Social Security Disability and SSI Applications

Tips and Advice for Disability Claims

How long does Disability take?

Common Mistakes after Receiving a Disability Denial

Social Security Disability and SSI Denials

Social Security Disability and SSI Appeals

Social Security Mental Disability Benefits

Disability Benefits offered through Social Security

Benefits through SSI disability

Disability Benefits for Children

Disability Qualifications and How to Qualify

Social Security Disability and Working

Winning your Disability Benefits

Social Security Disability Back Pay Benefits

Social Security Disability SSI Awards and Award Notices

Disability Lawyers and Hiring an Attorney

Social Security Disability SSI List of Conditions

What is considered a Disabling condition by Social Security?

Social Security Disability SSI and Medical Evidence

Filing for Disability Benefits

Eligibility for Disability Benefits

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How does Social Security determine the amount of money you receive on disability?

What you receive on SSI Disability

If you file for disability and are approved to receive disability benefits under the SSI program, then the amount you may receive is predetermined. This is because the eligibility for SSI benefits is not based on anything that you might have paid into the system. SSI is an entitlement program that is based on need. The amount, therefore, is the same for all benefit recipients. For the year 2011, the monthly SSI full amount (the maximum that an SSI disability beneficiary may receive on a monthly basis) is $674. This is for an individual. The monthly benefit amount for an SSI eligible person who is married (an ineligible spouse) is $1,011.

As was stated, the monthly SSI disability benefit amount is predetermined. However, it may be reduced by any countable income that the SSI recipient may have, or any spousal income that may be earned by the recipient's "ineligible spouse" (a spouse who does not receive SSI). If the recipient has a spouse who is also eligible to receive SSI, then the total benefit amount payable would be further reduced by dividing it between the two spouses.

Note: An SSI disability recipient's monthly benefit may also be reduced if it is determined that they are living with someone and are not paying their fair share of expenses.

What you receive on SSD, or Social Security Disability

Social Security Disability is quite different from SSI with regard to how monthly benefit amounts are determined. What a person may receive on SSD is based on their earnings record. To be eligible in the first place, a person must have attained insured status by earning enough work credits. A work credit is equivalent to a calendar quarter in which a person had at least X amount in earnings: this amount is subject to change but in 2011 you would receive one credit for each $1,120 of earnings.

Insured status will allow a person to file a claim for SSD. Individuals who do not have insured status may still file a disability claim, but instead of filing under SSD it would be under the SSI program.

Additionally, individuals who have attained insured status for SSD but have not worked for a long time can lose their insured status. In fact, when social security disability claims are taken at social security field offices and are then transferred to a disability examiner, the examiner is informed of the DLI, or date last insured. This is the date up until which the claimant is covered for SSD benefits--meaning that to be approved for disability, the medical evidence would need to establish that the claimant had a disabling condition that satisfied the social security administration definition of disability prior to the expiration of the DLI, or date last insured.

Does the person who files for disability need to know what their DLI is, or even if they have become insured for SSD? Not really. The only thing that a claimant needs to be concerned with is initiating the application for disability (by contacting a social security office and arranging for a disability application interview). The social security office CR (claims representative) will determine which program the claimant is eligible to apply under (it may be both) and can also inform the claimant of their insured status as well as what their benefit amount might be.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Topics and Questions

  • What is the Social Security Disability List of Impairments?

  • How do you apply for disability for your children ?

  • How does Social Security Disability get Information about your past work?

  • How do you find out if a Social Security disability claim has been approved or denied ?

  • Applying for disability benefits in Pennsylvania

  • List of Impairments for Social Security Disability and SSI Benefits and SSI Benefits

  • Has my Disability Claim Been Approved?

  • Is an individual who receives VA benefits allowed to receive Social Security benefits at the same time?

  • Social Security Disability and the Job that You Worked

  • Will Work Cause You To Lose Your Disability Benefits?

  • How Will Social Security Decide a Disability Case that's filed?

  • How Do You Avoid A Social Security Disability Overpayment?

  • If Am Medically Disabled, Can Social Security Still Turn Me Down For Some Reason?

  • What is a date of entitlement for social security disability ?

  • Winning at a Social Security Disability Hearing

  • What is Social Security Back Pay?

  • Will my doctor charge me for a letter for my social security disability claim?

  • Is There A Maximum Dollar Amount For SSI Disability?

  • How long does it take to appeal a disability case ?

  • Can my child receive disability for asthma ?

  • How Does Social Security Decide If You Are Disabled Or Not?

  • Denied on a Social Security Disability Claim in New York

  • For Social Security Disability Do I Need To Give My Dates of Treatment?

  • Hiring a Qualified Disability Lawyer in New York

  • Does Social Security Disability Always Have To Look At Your Job History?

  • How does Social Security consider lupus as a disability?

  • Can You qualify for Social Security disability or SSI on the basis of anxiety or panic attacks ?

  • ADHD Attention deficit and Applying for Social Security Disability SSI Benefits

  • Does Your Last Job Determine If You Receive A Social Security or SSI Award?

  • Social Security Disability, SSI Decisions What Is the Rate of Approval?

  • Arachnoiditis and Filing for Disability

  • Arrhythmia and Filing for Disability

    SSD and SSI are Federal Programs

    The title II Social Security Disability and title 16 SSI Disability programs operate under federal guidelines and, therefore, the program requirements--medical and non-medical--apply to all states:

    Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

    Recent approval and denial statistics for various states can be viewed here:

    Social Security Disability, SSI Approval and Denial Statistics by state

    Special Section: Disability Lawyers and unnecessary claim denials