What is the Application Process for Social Security Disability and SSI?
How do you Win Benefits under Social Security Disability or SSI?
If I am determined disabled, how far back will Social Security pay benefits?
How do you prove your disability case if you have a mental condition?
What Can I Do to Improve My Chances of Winning Disability Benefits
Common Mistakes after Receiving a Denial of Social Security Disability or SSI Benefits
How to File for Disability - Tips for Filing
If You Get Approved For SSDI Will You Also Get Medicare?
How much does a Social Security disability attorney get paid?
Social Security Disability SSI Criteria and the Evaluation Process
How long does it take to be approved for SSI or Social Security disability?
What do you Need to Prove to Qualify for Disability Benefits?
Social Security Disability SSI and Fibromyalgia
Social Security Disability SSI and Degenerative Disc Disease
Can I Qualify For Disability and Receive Benefits based on Depression?
Answers to questions about SSD and SSI disability
What Disabilities Qualify for SSI and Social Security Disability Benefits?
Social Security Disability Status
Social Security Disability Tips — how a claim gets worked on
Social Security Disability, SSI Disability - Terms, Definitions, Concepts
How much does Social Security pay in disability benefits ?
How to prove you are disabled
and win disability benefits
Social Security disability payment amounts vary greatly, because they are based upon a disability beneficiary’s earnings in the years prior to the onset of their disability. If a disability beneficiary has had higher earnings or has worked for longer period of time, their disability benefits are usually higher than those of a younger disability beneficiary who may have lower earnings and fewer years of earnings.
What affects the amount of monthly Social Security Disability Benefits you may receive?
There are very few factors that can reduce a Social Security disability beneficiary’s monthly disability benefits. The most common offset or reduction to Social Security disability monthly benefit amounts is the receipt of workman’s compensation benefits.
However, Social Security disability beneficiaries who receive pensions or disability benefits from employers or government agencies that did, or do not, pay into Social Security may also be subject to an offset or reduction in their monthly Social Security disability benefits.
Some Social Security disability beneficiaries receive disability benefits that are so low that they may still be able to receive monetary disability benefits from the needs based Supplemental Security Income (SSI) disability program.
If a disability beneficiary receives both Social Security disability and SSI disability benefits, their total monthly benefit amount is always governed by the maximum SSI disability monthly amount. SSI disability beneficiaries have a set monthly maximum disability benefit amount that increases each year that Social Security gives a cost of living increase.
However, not all SSI disability beneficiaries are entitled to receive the maximum SSI disability amount. Since SSI is a needs based disability program, other factors affect the amount of SSI disability benefits an individual is eligible to receive.
What affects the amount of monthly SSI disability benefits you may receive?
The two most common factors that affect the amount of a SSI beneficiary’s monthly disability amount are living arrangements and work activity. “Living arrangement disability benefit reduction” usually hinges on the ability of a SSI beneficiary to pay their fair share of the living expenses in the household they live in.
For example, if a SSI disability beneficiary lives in a household of three individuals, they should be able to pay one third of the household expenses (rent, mortgage, electric, garbage, heating fuel, water, etc.). If they are unable to pay their fair share of the household expenses, they will receive a reduced disability benefit until they are able to pay their share. Additionally, if a SSI beneficiary is receiving outside help paying their bills, they may receive a reduced monthly disability amount because of the financial help they receive.
Return to: SSDRC, or the Questions, Answers, Tips, and Advice page
Individual Questions and Answers
SSD and SSI are Federal Programs
The title II Social Security Disability and title 16 SSI Disability programs operate under federal guidelines and, therefore, the program requirements--medical and non-medical--apply to all states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
Recent approval and denial statistics for various states can be viewed here:
Social Security Disability, SSI Approval and Denial Statistics by state
Special Section: Disability Lawyers and unnecessary claim denials