Overview of Disability
Disability Back Pay
Requirements for Disability
Applications for disability
Tips and Advice for Disability Claims
How long does Disability take?
Winning Disability Benefits
Common Mistakes after a Denial
Mental Disability Benefits
Denials for Disability
Appeals for denied claims
Disability Benefits from SSA
Child Disability Benefits
Qualifications and How to Qualify
Working and Disability
Disability Awards and Notices
Disability Lawyers, Hiring Attorneys
Social Security List of Conditions
What Social Security considers disabling
Medical Evidence and Disability
Filing for Disability Benefits
Eligibility for Disability Benefits
SSD SSI Definitions
SSDRC authored by Tim Moore
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How much does Social Security pay in disability benefits?
Social Security disability payment amounts vary greatly, because they are based upon a disability beneficiary’s earnings in the years prior to the onset of their disability. If a disability beneficiary has had higher earnings or has worked for longer period of time, their disability benefits are usually higher than those of a younger disability beneficiary who may have lower earnings and fewer years of earnings.
What affects the amount of monthly Social Security Disability Benefits you may receive?
There are very few factors that can reduce a Social Security disability beneficiary’s monthly disability benefits. The most common offset or reduction to Social Security disability monthly benefit amounts is the receipt of workman’s compensation benefits.
However, Social Security disability beneficiaries who receive pensions or disability benefits from employers or government agencies that did, or do not, pay into Social Security may also be subject to an offset or reduction in their monthly Social Security disability benefits.
Some Social Security disability beneficiaries receive disability benefits that are so low that they may still be able to receive monetary disability benefits from the needs based Supplemental Security Income (SSI) disability program.
If a disability beneficiary receives both Social Security disability and SSI disability benefits, their total monthly benefit amount is always governed by the maximum SSI disability monthly amount. SSI disability beneficiaries have a set monthly maximum disability benefit amount that increases each year that Social Security gives a cost of living increase.
However, not all SSI disability beneficiaries are entitled to receive the maximum SSI disability amount. Since SSI is a needs based disability program, other factors affect the amount of SSI disability benefits an individual is eligible to receive.
What affects the amount of monthly SSI disability benefits you may receive?
The two most common factors that affect the amount of a SSI beneficiary’s monthly disability amount are living arrangements and work activity. “Living arrangement disability benefit reduction” usually hinges on the ability of a SSI beneficiary to pay their fair share of the living expenses in the household they live in.
For example, if a SSI disability beneficiary lives in a household of three individuals, they should be able to pay one third of the household expenses (rent, mortgage, electric, garbage, heating fuel, water, etc.). If they are unable to pay their fair share of the household expenses, they will receive a reduced disability benefit until they are able to pay their share. Additionally, if a SSI beneficiary is receiving outside help paying their bills, they may receive a reduced monthly disability amount because of the financial help they receive.
Return to: Social Security Disability Resource Center, or read answers to Questions
How much does Social Security Disability or SSI pay?
How much does Disability Pay?
Does Social Security disability pay for medicine prescriptions?
How much does Social Security pay in disability benefits?
Does Social Security disability pay for doctor visits?
Will Social Security Disability Pay for X-rays or an MRI?
After I File For Disability Will Social Security Pay For Me To See A Doctor?
When does Social Security pay the first disability benefit check?
How long will it take to receive my Social Security Award letter and back pay?
How long does it take to hear from SSI?
Information on the following topics can be found here: Social Security Disability Questions and in these subsections:
Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria