Social Security Disability Definitions
Social Security Disability and SSI Overview
The Requirements for Disability
Social Security Disability and SSI Applications
Tips and Advice for Disability Claims
How long does Disability take?
Common Mistakes after Receiving a Disability Denial
Disability Denials and Filing Appeals
Social Security Mental Disability Benefits
Disability Benefits offered through Social Security
Benefits through SSI disability
Disability Benefits for Children
Disability Qualifications and How to Qualify
Social Security Disability and Working
Winning your Disability Benefits
Social Security Back Pay and the disability award notice
Disability Lawyers and Hiring an Attorney
Social Security Disability SSI List of Conditions
What is considered a Disabling condition by Social Security?
Social Security Disability SSI and Medical Evidence
Filing for Disability Benefits
Eligibility for Disability Benefits
SSDRC authored by Tim Moore
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How much does Social Security pay in disability benefits ?
How to prove you are disabled
and win disability benefits
Social Security disability payment amounts vary greatly, because they are based upon a disability beneficiary’s earnings in the years prior to the onset of their disability. If a disability beneficiary has had higher earnings or has worked for longer period of time, their disability benefits are usually higher than those of a younger disability beneficiary who may have lower earnings and fewer years of earnings.
What affects the amount of monthly Social Security Disability Benefits you may receive?
There are very few factors that can reduce a Social Security disability beneficiary’s monthly disability benefits. The most common offset or reduction to Social Security disability monthly benefit amounts is the receipt of workman’s compensation benefits.
However, Social Security disability beneficiaries who receive pensions or disability benefits from employers or government agencies that did, or do not, pay into Social Security may also be subject to an offset or reduction in their monthly Social Security disability benefits.
Some Social Security disability beneficiaries receive disability benefits that are so low that they may still be able to receive monetary disability benefits from the needs based Supplemental Security Income (SSI) disability program.
If a disability beneficiary receives both Social Security disability and SSI disability benefits, their total monthly benefit amount is always governed by the maximum SSI disability monthly amount. SSI disability beneficiaries have a set monthly maximum disability benefit amount that increases each year that Social Security gives a cost of living increase.
However, not all SSI disability beneficiaries are entitled to receive the maximum SSI disability amount. Since SSI is a needs based disability program, other factors affect the amount of SSI disability benefits an individual is eligible to receive.
What affects the amount of monthly SSI disability benefits you may receive?
The two most common factors that affect the amount of a SSI beneficiary’s monthly disability amount are living arrangements and work activity. “Living arrangement disability benefit reduction” usually hinges on the ability of a SSI beneficiary to pay their fair share of the living expenses in the household they live in.
For example, if a SSI disability beneficiary lives in a household of three individuals, they should be able to pay one third of the household expenses (rent, mortgage, electric, garbage, heating fuel, water, etc.). If they are unable to pay their fair share of the household expenses, they will receive a reduced disability benefit until they are able to pay their share. Additionally, if a SSI beneficiary is receiving outside help paying their bills, they may receive a reduced monthly disability amount because of the financial help they receive.
Return to: Social Security Disability Resource Center, or read answers to Questions
Information on the following topics can be found here: Social Security Disability Questions
Social Security Disability SSI decisions | The Disability Decision Process and What gets taken into Consideration | Getting Denied for Disability Benefits | Questions about Social Security Disability Approvals and Being Approved | Social Security Disability Hearings | Social Security Medical Examinations | Social Security SSI Doctors | Social Security Disability Representation | Social Security Disability SSI Reviews