Social Security Disability Definitions
Social Security Disability and SSI Overview
The Requirements for Disability
Social Security Disability and SSI Applications
Tips and Advice for Disability Claims
How long does Disability take?
Common Mistakes after Receiving a Disability Denial
Disability Denials and Filing Appeals
Social Security Mental Disability Benefits
Disability Benefits offered through Social Security
Benefits through SSI disability
Disability Benefits for Children
Disability Qualifications and How to Qualify
Social Security Disability and Working
Winning your Disability Benefits
Social Security Back Pay and the disability award notice
Disability Lawyers and Hiring an Attorney
Social Security Disability SSI List of Conditions
What is considered a Disabling condition by Social Security?
Social Security Disability SSI and Medical Evidence
Filing for Disability Benefits
Eligibility for Disability Benefits
SSDRC authored by Tim Moore
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Can You Qualify for Disability if you did not work much?
How to prove you are disabled
and win disability benefits
Yes, you may qualify for disability benefits if you have not worked much. Of course, if you have not worked at all, or have worked very little, or have not been employed for quite some time, you may not be insured for Social Security disability. If this is the case, you may qualify for title 16 Supplemental Security Income (SSI), which is a need-based program that requires no insured status, as it is based strictly upon need.
Social Security actually has two disability programs, Social Security disability and Supplemental Security Income. Social Security disability, also known as title II DIB (disability insurance benefits) depends on your insured status. Insured status is acquired through your earnings each year. What do I mean by this? Your insured status, i.e. eligibility to receive social security retirement or social security disability, is acquired through quarters of coverage, which are based upon your earnings each year.
SSI disability benefits provide coverage for minor-age children and adults who have lost their insured status for social security disability. It also provides supplemental income for those who are eligible to receive social security disability, but would only receive a small monthly benefit check.
Although SSI does not require that you be insured, it does require certain income and resource levels. In other words, to qualify for disability under the SSI program, you cannot be working and earning more than what is considered a substantial gainful income. You also cannot have more than two thousand dollars in assets.
Individuals who qualify for social security disability do not have an asset limitation. However, to be eligible for SSD (and SSI), you cannot be working and earning a substantial and gainful income.
To qualify for disability benefits in either program, you must satisfy the social security administration definition of disability which states that your condition must be severe, have lasted (or be projected to last) a full year, and must prevent you from being able to work and earn a substantial and gainful income.
Return to: Social Security Disability Resource Center, or read answers to Questions
Information on the following topics can be found here: Social Security Disability Questions
Social Security Disability SSI decisions | The Disability Decision Process and What gets taken into Consideration | Getting Denied for Disability Benefits | Questions about Social Security Disability Approvals and Being Approved | Social Security Disability Hearings | Social Security Medical Examinations | Social Security SSI Doctors | Social Security Disability Representation | Social Security Disability SSI Reviews