Topic Categories:

Overview of Disability

Disability Back Pay

Requirements for Disability

Applications for disability

Tips and Advice for Disability Claims

How long does Disability take?

Winning Disability Benefits

Common Mistakes after a Denial

Mental Disability Benefits

Denials for Disability

Appeals for denied claims

Disability Benefits from SSA

SSI Benefits

Child Disability Benefits

Qualifications and How to Qualify

Working and Disability

Disability Awards and Notices

Disability Lawyers, Hiring Attorneys

Social Security List of Conditions

What Social Security considers disabling

Medical Evidence and Disability

Filing for Disability Benefits

Eligibility for Disability Benefits

SSD SSI Definitions

Ask a question, get an answer

Can You Qualify for Disability if you did not work much?

Yes, you may qualify for disability benefits if you have not worked much. Of course, if you have not worked at all, or have worked very little, or have not been employed for quite some time, you may not be insured for Social Security disability. If this is the case, you may qualify for title 16 Supplemental Security Income (SSI), which is a need-based program that requires no insured status, as it is based strictly upon need.

Social Security actually has two disability programs, Social Security disability and Supplemental Security Income. Social Security disability, also known as title II DIB (disability insurance benefits) depends on your insured status. Insured status is acquired through your earnings each year. What do I mean by this? Your insured status, i.e. eligibility to receive social security retirement or social security disability, is acquired through quarters of coverage, which are based upon your earnings each year.

SSI disability benefits provide coverage for minor-age children and adults who have lost their insured status for social security disability. It also provides supplemental income for those who are eligible to receive social security disability, but would only receive a small monthly benefit check.

Although SSI does not require that you be insured, it does require certain income and resource levels. In other words, to qualify for disability under the SSI program, you cannot be working and earning more than what is considered a substantial gainful income. You also cannot have more than two thousand dollars in assets.

Individuals who qualify for social security disability do not have an asset limitation. However, to be eligible for SSD (and SSI), you cannot be working and earning a substantial and gainful income.

To qualify for disability benefits in either program, you must satisfy the social security administration definition of disability which states that your condition must be severe, have lasted (or be projected to last) a full year, and must prevent you from being able to work and earn a substantial and gainful income.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

Who qualifies for disability? - Qualifying is based on evidence of functional limitations
How to qualify for disability - The Process of Qualifying for Benefits
To qualify for Social Security disability or SSI, how severe must a condition be?
Can You Qualify for Disability if you did not work much?
How Do You Qualify For Disability without Money To Go To the Doctor?
The Qualification Criteria for Social Security Disability
What If You Did Not Work Long Enough To Qualify For Disability?
Qualifying for disability benefits with the social security administration
Qualifying for Disability - What is Social Security Looking for?
Do You Qualify For Social Security Disability Insurance?
What do you Need to Prove to Qualify for Disability Benefits?
What kind of Mental Problems Qualify for Disability?
Do You Have To Qualify For SSI Financially?
How does work qualify you for disability? (work credits)

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria