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What are the earnings limits for those on disability benefits?
Applicants for disability benefits, and recipients of social security disability or SSI disability benefits, can engage in work activity as long as their earnings are below whatever has been established as the limit for SGA, or substantial gainful activity for that particular year.
The SGA limit is subject to change each year so individuals who are receiving benefits, or pursuing benefits should probably contact their local social security office to check the earnings limit before beginning employment. Individuals who are already getting monthly benefits may wish to keep track of what the current SGA limit is so that A) they can avoid going over the limit and potentially endangering their benefits (as well as risking an overpayment situation) and B) to increase their earning potential (by knowing just how much they can earn and remain eligible for benefits).
If you receive disability benefits and work and your earnings do exceed the SGA limit, what happens? Fortunately, the social security administration allows disability benefit recipients the opportunity to try working without necessarily voiding their eligibility for disability benefits. This is done by allowing recipients a trial work period.
The trial work period consists of nine total months in which a person can work over the SGA earnings limits. Once the nine trial work months are exhausted, if the individual is still working and earning more than the SGA limit, their eligibility for disability benefits will end.
Note: the nine trial work period months do not have to be consecutive meaning that a person could potentially have much longer than simply nine months in which to try returning to work.
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Social Security Disability, SSI Questions and Answers
Topics and Questions
Is there a list of conditions that might Qualify you for Disability Benefits?
When are you allowed to get a Disability Lawyer?
What are the Requirements for Social Security Disability and SSI?
Does the Social Security Administration use experts for determining disability?
The Medical Requirements for Receiving Social Security Disability or SSI
Are SSI and SSD disability claims denied by social security for lack of evidence?
What is usually the status of your social security disability or SSI case?
What are Medical Experts at Social Security disability hearings?
Where do you call to get the status of your Social Security Disability or SSI Claim?
When will a disability lawyer decide to take your case?
Do you file for Social Security Disability or SSI?
Can you still Appeal if the Judge denies your Disability Claim?
Who makes the decision on a social security disability or SSI case?
What does a Social Security Disability Lawyer or Representative do for your claim?
How does Social Security Disability decide that you cannot work?
Special Sections
Answers to Social Security Disability and SSI Questions
Social Security Disability and SSI Disability Benefits
Questions about Social Security Disability Approvals
Work Activity and Disability Benefits
Social Security and SSI Claim Reviews
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