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Directory Center - Disability Information and ArticlesThis page consists of resources that may be useful for individuals seeking to learn more about the federal disability benefit system which is composed principally of two separate programs that are administered by the Social Security Administration, according to the mandate set forth by the Social Security Act. The first of those two programs is mandated by title 2 of the Social Security Act and is known as Disability Insurance Benefits, or DIB. It is commonly referred to as Social Security Disability and is often referred to as SSD or SSDI. Disability benefits that are awarded under title 2 are based on payroll deductions that occur as a result of work activity and as a result of contributions made by self-employed workers. This benefit program functions much like an insurance program and insured workers are subject to a DLI, or date last insured, meaning that, at some point, after work activity has ceased, one's insured status will lapse. The issue of a lapse does not apply to retirement benefits; however, it does apply to the application of disability benefits. The second program administered by the Social Security Administration is mandated by title 16. Title 16 benefits are available to individuals who reach retirement age and, yet, for some reason, do not qualify for title 2 benefits. Title 16 benefits are also available to disabled individuals who meet the necessary criteria for disability benefits.
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