SSDRC

Filing an Application for Disability Benefits

How do you win disability benefits?

If I am determined disabled, how far back will Social Security pay benefits?

How do you prove your disability case if you have a mental condition?

What Can I Do to Improve My Chances of Winning Disability Benefits

Common Mistakes after Receiving a Denial of benefits

How to File for Disability - Tips for Filing

If You Get Approved For SSDI Will You Also Get Medicare?

How much is paid for the Social Security Disability Attorney Fee?

Social Security Disability SSI Criteria and the Evaluation Process

How long does it take to be approved for SSI or Social Security disability?

Qualifying: What do you Need to Prove to Qualify for Disability?

Applying for disability for Fibromyalgia

Filing for disability with Degenerative Disc Disease

Can I Qualify For Disability on the basis of Depression?

Answers to questions about SSD and SSI disability

What Disabilities Qualify for SSI and Social Security Disability Benefits?

Social Security Disability Status

When should you apply for Social Security Disability?

How to prove you are disabled
and win disability benefits

This question is routinely addressed by disability attorneys and by columnists. However, the simplest way to answer the question is to state that you should apply for social security disability as soon as your medical condition makes it impossible for you to work, or at least work and earn what is considered to be a substantial and gainful monthly income.

Individuals who are considering whether or not to apply for social security disability will often put off initiating their claim by several months. While this is understandable, it can, given the fact that disability claims filed with the social security administration can take months, even years to result in an award of benefits, be an unwise course of action.

Here is a short of scenarios that may guide when and when not to apply for social security disability.

1. An individual is working full-time: the likelihood is that the gross monthly earned income of an individual who is working full-time will exceed the standard for substantial and gainful income (the actual dollar amount changes each year).

Even if that were not the case, however, the ability to work full time will not serve to substantiate an individual's claim for disability. For these reasons, an individual who is working full time should not choose to apply for social security disability, but, instead, should wait until their physical or mental condition makes continuing working impossible, or make it impossible to work enough (days, hours, weeks, etc) to approach what the social security administration considers a monthly substantial and gainful income.

2. An individual is working part-time and the prospect of working full time does not seem likely due to their mental or physical condition: an individual in this type of scenario should probably make the decision to apply for social security disability. The inability to work at a substantial and gainful income level will substantiate a claim for disability benefits, assuming, of course, that an individual's medical records will corroborate the individual's functional limitations which exist as a result of their medical condition.

What happens if you actually do apply for social security disability while you are working? Then the outcome is one that does not involve a medical evaluation. In other words, social security will deny the claim without reviewing the individual's medical records. In other words, if a person is working and earning a substantial and gainful income, they cannot receive disability benefits no matter how disabling their condition is.