Disability Income Insurance Protection, Part I

In the event that you become sick or injured and unable to earn income, your savings could be quickly depleted. In addition, your home, retirement plans and family could be affected, as well as your basic necessities and goals. While no one wants to think that disability could affect them, the truth is that it very well could.

Social Security sources report that while 75% of the private-sector workforce does not have long-term disability income insurance, almost 30% of today’s 20 year-old workers will become disabled before they turn 67. Other reports and statistics are just as staggering in their findings, that nine million people over age 65 currently need long-term care, while estimates say that number will reach twelve million by 2020.

Considering all the costs to keep a life running smoothly, from housing, food and clothing, to vehicle maintenance, monthly utilities and possible medical expenses, the affordability of disability income insurance should not cause hesitation. If you find yourself suddenly unable to bring in a monthly income, the results could be devastating.






For information on Social Security Disability, visit the

Social Security Disability SSI Resource Center















Additional Resources

Are you allowed to work at all if you get Social Security disability or SSI ?
Advice for a Social Security Disability Continuing Review
can I lose my disability benefits at some point ?