Topic Categories:


Overview of Disability

Disability Back Pay

Requirements for Disability

Applications for disability

Tips and Advice for Disability Claims

How long does Disability take?

Winning Disability Benefits

Common Mistakes after a Denial

Mental Disability Benefits

Denials for Disability

Appeals for denied claims

Disability Benefits from SSA

SSI Benefits

Child Disability Benefits

Qualifications and How to Qualify

Working and Disability

Disability Awards and Notices

Disability Lawyers, Hiring Attorneys

Social Security List of Impairments

What Social Security considers disabling

Medical Evidence and Disability

Filing for Disability Benefits

Eligibility for Disability Benefits

SSD SSI Definitions



Ask a question, get an answer

If I File For Social Security Disability Will They Offset My Pension?




 
The answer to this question is not a simple yes or no. It depends upon the type of pension the disability applicant is receiving. Most pensions do not offset an individual’s Social Security disability benefits. Individuals who are receiving a pension based upon earnings that were covered by Social Security taxes will not have any kind of offset of their Social Security disability benefits.

However, there were, and are, some employers who did not buy into the Social Security system and, in these cases, no Social Security taxes were withheld from their employees’ earnings. Individuals who worked for employers who were not part of the system (but collected other tax on their employees' earnings) may still be eligible to receive a disability benefit--but it may be offset due to a pension based upon their non-covered work, i.e. earnings not taxed for Social Security.

There are some exceptions to this rule. For instance, if an individual has thirty years of covered earnings at a certain level, they may be excluded from an offset.

Some examples of employers who may not have taken out Social Security taxes might be state governments, federal government, some medical facilities, and school districts, just to name a few. If a person receives a pension from an employer who did not withhold Social Security taxes, they will have an offset of their Social Security disability or retirement benefit unless they meet one of the offset exclusions.

On the other hand, individuals who have military pensions, or pensions from employers who withheld Social Security taxes, can receive Social Security disability and their pensions with no offset. This means they can receive the full amount of their benefit from both their employer and Social Security if the employer has no offset provision for their pension.

Some employers try to offset the amount they have to pay an individual when the individual becomes entitled to other benefits. Most employers do not offset retirement pensions, but they may offset the amount they pay if an individual is receiving a pension based upon disability.















Return to:  Social Security Disability Resource Center, or read answers to Questions





























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Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI


These pages provide answers to basic questions about pursuing disability benefits

How to claim disability
Disability claim appeal status
How to get you Social Security Disability status
How does a person qualify for disability benefits?
How do you Apply for SSI?
How Much Income Can you Earn If you draw Social Security Disability?
Can you work if you get SSI?
How long will you get disability after an award notice?
If You Get Social Security Disability or SSI, Will Your Dependents Get A Check?
Social Security Disability denied
Time on a Social Security Disability Decision
How to apply for disability for a child or children
Denied Twice For SSD or SSI Disability, What Do I Do?
f I get disability will my children receive benefits?
Social Security Disability SSI - Retroactive Benefits Vs Back Pay Benefits
How long do you have To Be Out Of Work Before You Get Social Security Disability (SSD)?
How to file for disability and medical conditions
What Does Social Security Consider To Be a Disability?
When does social security consider you eligible for disability benefits?
Qualifying for disability benefits with the social security administration
How to get disability
Will I be approved for disability on my appeal?
How to appeal a disability denial