Topic Categories:


Overview of Disability

Disability Back Pay

Requirements for Disability

Applications for disability

Tips and Advice for Disability Claims

How long does Disability take?

Winning Disability Benefits

Common Mistakes after a Denial

Mental Disability Benefits

Denials for Disability

Appeals for denied claims

Disability Benefits from SSA

SSI Benefits

Child Disability Benefits

Qualifications and How to Qualify

Working and Disability

Disability Awards and Notices

Disability Lawyers, Hiring Attorneys

Social Security List of Impairments

What Social Security considers disabling

Medical Evidence and Disability

Filing for Disability Benefits

Eligibility for Disability Benefits

SSD SSI Definitions



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Is Social Security Disability More Than Social Security Retirement?




 
Technically, Social Security disability is not "more than" Social Security retirement. However, that depends upon the age at which an individual takes their Social Security retirement benefit. Social Security disability benefits are equal to benefits for full retirement age retirees, which means an individual who takes their Social Security retirement any earlier than their full retirement age would receive less than what their disability benefit amount would be.

Many individuals who retire from their jobs file for both Social Security disability and social security retirement. Why? Because they have persisted in working with medical conditions that may be disabling. When they are able to retire from their employment, or they are at an age at which they can stop working and receive Social Security retirement benefits, they stop working and are able to apply for disability with Social Security as well.

Now, what advantage is it to receive Social Security retirement benefits while waiting upon a Social Security disability decision? Well, its obvious. Individuals who are really struggling to work with conditions that make it almost impossible to work, can stop working and receive retirement benefits to pay their living expenses while they wait for a disability decision.

The other advantage is that if the individual is approved for disability, some of the reduction to their benefits (meaning their benefits were reduced because of early retirement) will be removed when they become entitled to their disability benefit. In some cases, an individual will have all benefit reduction removed, if they stopped working prior to filing for retirement and they are found disabled back to the time they stopped work.

Others who filed for retirement and disability when they stopped work may just receive five months of reduction for the five month waiting period (Social Security disability has a five month waiting for which benefits are never paid).

Is Social Security Disability More Than Social Security Retirement? No. Basically, Social Security disability benefits are always set at the highest amount that can be paid on an individualís record, whatever that amount may be.















Return to:  Social Security Disability Resource Center, or read answers to Questions





























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Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI


These pages provide answers to basic questions about pursuing disability benefits

How to claim disability
Disability claim appeal status
How to get you Social Security Disability status
How does a person qualify for disability benefits?
How do you Apply for SSI?
How Much Income Can you Earn If you draw Social Security Disability?
Can you work if you get SSI?
How long will you get disability after an award notice?
If You Get Social Security Disability or SSI, Will Your Dependents Get A Check?
Social Security Disability denied
Time on a Social Security Disability Decision
How to apply for disability for a child or children
Denied Twice For SSD or SSI Disability, What Do I Do?
f I get disability will my children receive benefits?
Social Security Disability SSI - Retroactive Benefits Vs Back Pay Benefits
How long do you have To Be Out Of Work Before You Get Social Security Disability (SSD)?
How to file for disability and medical conditions
What Does Social Security Consider To Be a Disability?
When does social security consider you eligible for disability benefits?
Qualifying for disability benefits with the social security administration
How to get disability
Will I be approved for disability on my appeal?
How to appeal a disability denial