What is the Application Process for Social Security Disability and SSI?
How do you Win Benefits under Social Security Disability or SSI?
If I am determined disabled, how far back will Social Security pay benefits?
How do you prove your disability case if you have a mental condition?
What Can I Do to Improve My Chances of Winning Disability Benefits
Common Mistakes after Receiving a Denial of Social Security Disability or SSI Benefits
How to File for Disability - Tips for Filing
If You Get Approved For SSDI Will You Also Get Medicare?
How much does a Social Security disability attorney get paid?
Social Security Disability SSI Criteria and the Evaluation Process
How long does it take to be approved for SSI or Social Security disability?
What do you Need to Prove to Qualify for Disability Benefits?
Social Security Disability SSI and Fibromyalgia
Social Security Disability SSI and Degenerative Disc Disease
Can I Qualify For Disability and Receive Benefits based on Depression?
Answers to questions about SSD and SSI disability
What Disabilities Qualify for SSI and Social Security Disability Benefits?
Social Security Disability Status
Social Security Disability Tips ó how a claim gets worked on
Social Security Disability, SSI Disability - Terms, Definitions, Concepts
Is There Social Security Disability For Children?
How to prove you are disabled
and win disability benefits
There is no Social Security disability program for children because Social Security is based upon insured status and insured status can only be gained through work activity--which children have obviously done very little of, or simply have no work activity.
Social Security benefits are, however, paid to the children of disabled wage earners if they themselves have worked enough prior to becoming disabled for there to be money payable for their dependents. However, these are dependent benefits not disability benefits.
SSI Disability and Children
Although children cannot apply for Social disability benefits, Social Security does administer another disability program that does provide benefits to children as long as they are medically disabled and can meet the non-medical disability criteria of the program (meaning, in essence, that their parents do not earn too much and that their parent's assets, a.k.a. resources, do not exceed the allowable limits).
Supplemental Security Income (SSI) disability offers disability benefits to children whose parent or parents meet certain income and resource limits. SSI uses childrenís parental income and resources if they are younger than eighteen years of age.
This changes once an SSI beneficiary reaches the age of 18. At the age of 18, all childrenís SSI disability claims are reevaluated under adult impairment listing criteria. And if they are found disabled, their SSI disability benefits will no longer be affected by their parent's income and resources.
SSI offers disability benefits to children found medically disabled. Once they begin receiving their benefits, their eligibility will be periodically reviewed to determine if their parent, or parents, still meet the income and resource limits.
In addition to periodic reviews for income and resources, SSI beneficiaries are subject to continuing disability medical reviews, just like Social Security disability beneficiaries.
Remember SSI disability is like other social programs; therefore eligibility to receive benefits totally depends upon income and resource limits. Even if the child remains medically disabled, their disability benefits could be stopped if their parent's income and resource limits are over the programís limits.
Although Social Security does not have a disability program for children, they do have rules that allow an adult disabled child to receive disability benefits based upon their parentís earnings record. An adult disabled child must be found medically disabled between the ages of 18 and 22 in order to receive disability benefits based upon their parentís earnings.
There are a couple of rules that affect entitlement to adult disabled childís benefits. One or both of the adult childís parents must be receiving a benefit from Social Security, or be deceased, for an adult disabled child to receive disability benefits.
Additionally, if the person filing as a disabled adult child performed substantial gainful work activity after the age of 22, or if they marry anyone other than another Social Security disability beneficiary, they are not eligible to receive benefits based upon their parentís earnings record.
Return to: SSDRC, or the Questions, Answers, Tips, and Advice page
Individual Questions and Answers
SSD and SSI are Federal Programs
The title II Social Security Disability and title 16 SSI Disability programs operate under federal guidelines and, therefore, the program requirements--medical and non-medical--apply to all states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
Recent approval and denial statistics for various states can be viewed here:
Social Security Disability, SSI Approval and Denial Statistics by state
Special Section: Disability Lawyers and unnecessary claim denials