Social Security Disability Definitions
Social Security Disability and SSI Overview
The Requirements for Disability
Social Security Disability and SSI Applications
Tips and Advice for Disability Claims
How long does Disability take?
Common Mistakes after Receiving a Disability Denial
Social Security Disability and SSI Denials
Social Security Disability and SSI Appeals
Social Security Mental Disability Benefits
Disability Benefits offered through Social Security
Benefits through SSI disability
Disability Benefits for Children
Disability Qualifications and How to Qualify
Social Security Disability and Working
Winning your Disability Benefits
Social Security Disability Back Pay Benefits
Social Security Disability SSI Awards and Award Notices
Disability Lawyers and Hiring an Attorney
Social Security Disability SSI List of Conditions
What is considered a Disabling condition by Social Security?
Social Security Disability SSI and Medical Evidence
Filing for Disability Benefits
Eligibility for Disability Benefits
SSDRC authored by Tim Moore
Ask a question, get an answer
Can I Be Eligible For SSI And Social Security Disability At The Same Time?
Yes, you can be eligible for both SSI and social security disability benefits at the same time. To explain, let's start by stating that the two disability programs that SSA, the Social Security Administration, administers are exclusive of each other.
However, although the disability programs are separate and eligibility to one program does not mean you are entitled to the other, there are times when an individual can be entitled to both SSI and Social Security disability simultaneously. Having said that, most disability beneficiaries are only entitled to one disability program at a time.
Many Social Security disability beneficiaries are actually eligible for SSI disability benefits for the first five months after the date they became disabled. The reason being: Social Security disability beneficiaries are subject to a five-month waiting period for which Social Security disability benefits are never paid.
Since many Social Security disability beneficiaries have no money or resources to speak of by the time they are eligible and approved for Social Security disability (which may not be the case for several years after the initial application as a result of multiple denials and appeals, and, usually, a disability hearing held by a federal judge), they are able to meet the income and resource limits of the SSI disability program for those months.
For most Social Security disability beneficiaries, SSI benefits are terminated the month they become entitled to Social Security disability benefits because Social Security disability benefits are generally higher than the SSI monthly benefit amount.
Although the vast majority of Social Security disability beneficiaries become ineligible for SSI, some individuals remain eligible for SSI disability even though they are entitled to Social Security disability benefits. This can only happen when a beneficiary’s Social Security disability benefit is lower than the SSI monthly benefit amount. When benefits are received from both the SSD and SSI programs, they are known as concurrent benefits.
Keep in mind, of course, that for a person to receive concurrent benefits from both programs, they have to meet the requirements of both programs. This means, for most individuals, having to adhere to the asset requirements of SSI. SSI, since it is based on need, places a limit on countable assets at $2000 per single individual and $3000 for a married couple. Having assets above these limits would invalidate one's eligibility to receive SSI benefits.
Return to: Social Security Disability Resource Center, or read answers to Questions
Information on the following topics can be found here: Social Security Disability Questions and in these subsections:
Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria