SSDRC authored by Tim Moore
Social Security Disability and SSI Questions and Answers
What is the Application Process for Social Security Disability and SSI?
How do you Win Benefits under Social Security Disability or SSI?
If I am determined disabled, how far back will Social Security pay benefits?
How do you prove your disability case if you have a mental condition?
What Can I Do to Improve My Chances of Winning Disability Benefits
Common Mistakes after Receiving a Denial of Social Security Disability or SSI Benefits
How to File for Disability - Tips for Filing
If You Get Approved For SSDI Will You Also Get Medicare?
How much does a Social Security disability attorney get paid?
Social Security Disability SSI Criteria and the Evaluation Process
How long does it take to be approved for SSI or Social Security disability?
What do you Need to Prove to Qualify for Disability Benefits?
Social Security Disability SSI and Fibromyalgia
Social Security Disability SSI and Degenerative Disc Disease
Can I Qualify For Disability and Receive Benefits based on Depression?
More questions about SSD and SSI
What Disabilities Qualify for SSI and Social Security Disability Benefits?
Social Security Disability Status
Social Security Disability Tips ó how a claim gets worked on
Social Security Disability, SSI Disability - Terms, Definitions, Concepts
If You Get Social Security Disability or SSI Benefits, Will Your Dependents Get A Check?
How to prove you are disabled
and win disability benefits
If you apply for disability benefits under the SSI program, your child or spouse will not receive money simply for being your dependents. However, the situation is different if your claim is filed under the SSDI, or social security disability insurance, program.
Some Social Security disability beneficiaries have enough additional money on their record to pay dependent benefits and others do not. The amount of benefits payable on a Social Security disability beneficiaryís record is directly related to the amount of earnings they earned prior to becoming disabled.
When an individual is approved for disability benefits, a mathematical computation determines two things: the amount of the primary benefit amount (amount payable to the disabled individual) and the family maximum (the total amount payable to the family including the disabled individual).
Social Security determines the amount payable to the disability beneficiaryís dependents (spouse, children, and, in some extremely limited cases, a dependent parent) by subtracting the primary benefit amount payable to a disabled worker from the family maximum benefit amount.
Social Security regulations state that a disabled individualís dependents are entitled to receive a benefit that is equal to half the disabled individualís disability benefit amount if there is enough money payable on the record. If there is not enough money to pay half of the disabled beneficiaryís primary benefit amount, the amount that remains after subtracting the primary benefit amount from the family maximum is divided equally among the disabled beneficiaryís dependents.
As I stated above, some Social Security beneficiaries have no extra money on their records to pay dependent benefits. If an individual has had low earnings or very few years of earnings prior to becoming disabled there may be no money payable to dependents.
Lastly, there is one other situation that might affect the amount of money payable to a disabled individualís dependents. Social Security has another type of family maximum that affects dependents of two individuals who are each receiving disability. This family maximum is known as a combined family maximum.
Combined family maximums occur when dependent children are potentially entitled on two disability beneficiariesí records and are unable to be paid the half of the benefit amount payable to the disability beneficiary with the highest primary benefit amount.
Return to: SSDRC, or the Social Security Disability Questions page