Social Security Disability Definitions
Social Security Disability and SSI Overview
The Requirements for Disability
Social Security Disability and SSI Applications
Tips and Advice for Disability Claims
How long does Disability take?
Common Mistakes after Receiving a Disability Denial
Disability Denials and Filing Appeals
Social Security Mental Disability Benefits
Disability Benefits offered through Social Security
Benefits through SSI disability
Disability Benefits for Children
Disability Qualifications and How to Qualify
Social Security Disability and Working
Winning your Disability Benefits
Social Security Back Pay and the disability award notice
Disability Lawyers and Hiring an Attorney
Social Security Disability SSI List of Conditions
What is considered a Disabling condition by Social Security?
Social Security Disability SSI and Medical Evidence
Filing for Disability Benefits
Eligibility for Disability Benefits
SSDRC authored by Tim Moore
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If You Get Social Security Disability or SSI Benefits, Will Your Dependents Get A Check?
How to prove you are disabled
and win disability benefits
If you apply for disability benefits under the SSI program, your child or spouse will not receive money simply for being your dependents. However, the situation is different if your claim is filed under the SSDI, or social security disability insurance, program.
Some Social Security disability beneficiaries have enough additional money on their record to pay dependent benefits and others do not. The amount of benefits payable on a Social Security disability beneficiaryís record is directly related to the amount of earnings they earned prior to becoming disabled.
When an individual is approved for disability benefits, a mathematical computation determines two things: the amount of the primary benefit amount (amount payable to the disabled individual) and the family maximum (the total amount payable to the family including the disabled individual).
Social Security determines the amount payable to the disability beneficiaryís dependents (spouse, children, and, in some extremely limited cases, a dependent parent) by subtracting the primary benefit amount payable to a disabled worker from the family maximum benefit amount.
Social Security regulations state that a disabled individualís dependents are entitled to receive a benefit that is equal to half the disabled individualís disability benefit amount if there is enough money payable on the record. If there is not enough money to pay half of the disabled beneficiaryís primary benefit amount, the amount that remains after subtracting the primary benefit amount from the family maximum is divided equally among the disabled beneficiaryís dependents.
As I stated above, some Social Security beneficiaries have no extra money on their records to pay dependent benefits. If an individual has had low earnings or very few years of earnings prior to becoming disabled there may be no money payable to dependents.
Lastly, there is one other situation that might affect the amount of money payable to a disabled individualís dependents. Social Security has another type of family maximum that affects dependents of two individuals who are each receiving disability. This family maximum is known as a combined family maximum.
Combined family maximums occur when dependent children are potentially entitled on two disability beneficiariesí records and are unable to be paid the half of the benefit amount payable to the disability beneficiary with the highest primary benefit amount.
Return to: Social Security Disability Resource Center, or read answers to Questions
Information on the following topics can be found here: Social Security Disability Questions
Social Security Disability SSI decisions | The Disability Decision Process and What gets taken into Consideration | Getting Denied for Disability Benefits | Questions about Social Security Disability Approvals and Being Approved | Social Security Disability Hearings | Social Security Medical Examinations | Social Security SSI Doctors | Social Security Disability Representation | Social Security Disability SSI Reviews