Overview of Disability
Disability Back Pay
Requirements for Disability
Applications for disability
Tips and Advice for Disability Claims
How long does Disability take?
Winning Disability Benefits
Common Mistakes after a Denial
Mental Disability Benefits
Denials for Disability
Appeals for denied claims
Disability Benefits from SSA
Child Disability Benefits
Qualifications and How to Qualify
Working and Disability
Disability Awards and Notices
Disability Lawyers, Hiring Attorneys
Social Security List of Conditions
What Social Security considers disabling
Medical Evidence and Disability
Filing for Disability Benefits
Eligibility for Disability Benefits
SSD SSI Definitions
SSDRC authored by Tim Moore
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If You Get Social Security Disability or SSI Benefits, Will Your Dependents Get A Check?
If you apply for disability benefits under the SSI program, your child or spouse will not receive money simply for being your dependents. However, the situation is different if your claim is filed under the SSDI, or social security disability insurance, program.
Some Social Security disability beneficiaries have enough additional money on their record to pay dependent benefits and others do not. The amount of benefits payable on a Social Security disability beneficiaryís record is directly related to the amount of earnings they earned prior to becoming disabled.
When an individual is approved for disability benefits, a mathematical computation determines two things: the amount of the primary benefit amount (amount payable to the disabled individual) and the family maximum (the total amount payable to the family including the disabled individual).
Social Security determines the amount payable to the disability beneficiaryís dependents (spouse, children, and, in some extremely limited cases, a dependent parent) by subtracting the primary benefit amount payable to a disabled worker from the family maximum benefit amount.
Social Security regulations state that a disabled individualís dependents are entitled to receive a benefit that is equal to half the disabled individualís disability benefit amount if there is enough money payable on the record. If there is not enough money to pay half of the disabled beneficiaryís primary benefit amount, the amount that remains after subtracting the primary benefit amount from the family maximum is divided equally among the disabled beneficiaryís dependents.
As I stated above, some Social Security beneficiaries have no extra money on their records to pay dependent benefits. If an individual has had low earnings or very few years of earnings prior to becoming disabled there may be no money payable to dependents.
Lastly, there is one other situation that might affect the amount of money payable to a disabled individualís dependents. Social Security has another type of family maximum that affects dependents of two individuals who are each receiving disability. This family maximum is known as a combined family maximum.
Combined family maximums occur when dependent children are potentially entitled on two disability beneficiariesí records and are unable to be paid the half of the benefit amount payable to the disability beneficiary with the highest primary benefit amount.
Return to: Social Security Disability Resource Center, or read answers to Questions
Information on the following topics can be found here: Social Security Disability Questions and in these subsections:
Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria