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Is A Three Year Old With Disabilities Eligible For SSD Or Only SSI?
SSD, or Social Security disability, does not have a disability program for children. Most likely, this is due to the fact that Social Security disability benefits are reserved for individuals who have worked enough to gain insured status. Of course, there is no way for a three-year-old child to have insured status.
It does seem unfair because disabled children of individuals who are working often do not meet the requirements of the need-based Supplemental Security Income disability program, yet their medical needs often cause significant financial hardship.
Unfortunately, the only way a three-year-old child can receive any kind of Social Security benefit is through a parent who receives disability or retirement benefits. Social Security dependent child benefits are not considered disability benefits; entitlement depends upon the continued eligibility of the parent.
Currently, SSI disability benefits is the only disability program that provides disability benefits to children. Children, whose parents meet the income and resource limits of the need based program, are able to receive Medicaid along with a monthly disability benefit if they are found medically disabled.
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