Overview of Disability
Disability Back Pay
Requirements for Disability
Applications for disability
Tips and Advice for Disability Claims
How long does Disability take?
Winning Disability Benefits
Common Mistakes after a Denial
Mental Disability Benefits
Denials for Disability
Appeals for denied claims
Disability Benefits from SSA
Child Disability Benefits
Qualifications and How to Qualify
Working and Disability
Disability Awards and Notices
Disability Lawyers, Hiring Attorneys
Social Security List of Conditions
What Social Security considers disabling
Medical Evidence and Disability
Filing for Disability Benefits
Eligibility for Disability Benefits
SSD SSI Definitions
SSDRC authored by Tim Moore
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How Much Do You Get For Disability If You Are Awarded Benefits?
If you are approved for SSDI or SSI disability benefits, your monthly disability benefit depend upon A) how much you have worked and B) how much you earned in the years prior to becoming disabled. If you had a steady work history prior to becoming disabled, you will most likely have a better disability benefit amount than someone who has worked sporadically.
Some Social Security disability beneficiaries have worked and earned enough for their dependents to receive benefits as well. While others have only worked and earned enough to provide a small Social Security disability benefit for themselves with nothing available for dependents.
Supplemental Security Income disability (SSI), on the other hand, is not based upon your work or your earnings. It is a disability program based upon need. If you are awarded disability benefits through this program, you must meet certain income and resource limits.
You cannot have more than two thousand dollars in countable assets and if you are married, the income of your spouse may be counted toward your household income and may make you ineligible, just in the same way that a disabled child who is receiving SSI may be made ineligible by the income of his or her parents).
If you meet the resource asset limits for SSI, you are entitled to a monthly disability benefit.
The monthly SSI maximum disability amount is set by Social Security. However, while there is a maximum SSI disability monthly amount there is no guarantee that you will receive the maximum amount.
Note: to see the current SSI monthly maximum benefit, view the following page: The SSI monthly maximum benefit amount.
The SSI disability program has other factors that might change the amount received. For example, SSI beneficiaries must provide information about their living arrangements. If you are living in a household but are not paying your fair share of the essential monthly bills (i.e. electric, water, gas, rent, mortgage, and groceries if you eat together), you will receive less in monthly SSI benefits.
Even if you are not in a living arrangement with anyone, your benefit may still be reduced if anyone is helping you pay your bills.
If you receive Social Security benefits that are lower than the SSI disability monthly amount, your SSI check will be reduced by the amount you receive in Social Security disability.
Lastly, if you are working any kind of job, your earnings may reduce the amount of monthly SSI benefits you receive.
Return to: Social Security Disability Resource Center, or read answers to Questions
Information on the following topics can be found here: Social Security Disability Questions and in these subsections:
Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria