Overview of Disability
Disability Back Pay
Requirements for Disability
Applications for disability
Tips and Advice for Disability Claims
How long does Disability take?
Winning Disability Benefits
Common Mistakes after a Denial
Mental Disability Benefits
Denials for Disability
Appeals for denied claims
Disability Benefits from SSA
Child Disability Benefits
Qualifications and How to Qualify
Working and Disability
Disability Awards and Notices
Disability Lawyers, Hiring Attorneys
Social Security List of Conditions
What Social Security considers disabling
Medical Evidence and Disability
Filing for Disability Benefits
Eligibility for Disability Benefits
SSD SSI Definitions
SSDRC authored by Tim Moore
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How Does Social Security Disability Make its Decision on a case?
Disability examiners who make decisions for Social Security will reject or deny a claim based on two main criteria: 1) Does the applicant have a serious, ongoing physical or mental condition (with no expectation of improvement over a period of 12 months); and 2) Does the applicant’s condition prevent him from performing past work, or any other work, given his work history and current limitations.
In order to determine the severity and nature of an applicant’s medical condition, a disability examiner requests medical records from all medical treatment sources listed on the disability report form that is completed at the time of application.
If you are filing for disability, be sure to include the correct contact information for all individuals or facilities from which you have received medical treatment. Disability examiners sometimes have to request records from physicians repeatedly before receiving them, and the process is only delayed further when they are working with incorrect addresses or phone numbers.
After receiving your medical records, a disability examiner will review them and determine if your condition meets a listing in the official disability book of impairments, “Disability Evaluation under Social Security.”
This book is commonly referred to as the “blue book,”, the listing book, and the "social security disability list of impairments. It lists criteria that must be met to establish that the applicant has an impairment that Social Security recognizes as a disability. There are listings for both children and adults, and some claims are approved on the basis of meeting a listing alone, though this is not typical.
When a disability application is approved, it is because, although the individual does not have a condition that meets any of the listings, the limitations caused by his physical or mental condition are such that he is unable to participate in substantial, gainful employment. Approvals that are granted on this basis, rather than on the basis of meeting a blue book listing, are called medical vocational allowances.
Before approving a medical vocational allowance, the disability examiner must determine your residual functional capacity. The residual functional capacity evaluation is a form that lists specific physical or cognitive tasks that you are still capable of performing, based on the information in your medical records.
After determining your RFC, the disability examiner looks at your particular medical vocational profile with the purpose of determining if you are still capable of performing work, either at a job you have performed in the past 15 years, or a job that you could be expected to perform given your job skills, age, education, etc., and at which you could earn at least the current substantial gainful activity (SGA) amount each month.
You will be approved for SSD or SSI if a disability examiner or judge decides that your condition is severe enough to prevent you from performing past work or any other work, but this is not an easy hurdle to pass. “Other work” can be any type of work, even if this job is not really an option in your particular state or locality.
A large percentage of applications and reconsideration appeals are denied by disability examiners based on the claimant's ability to perform “other work”. However, the chances of approval rise at the level of a disability hearing held by an administrative law judge.
That is why it is important for those who are truly in need of disability benefits to continue to appeal until they have the chance to appear in person before a judge. Over half of all disability denials are overturned by disability judges.
Return to: Social Security Disability Resource Center, or read answers to Questions
Information on the following topics can be found here: Social Security Disability Questions and in these subsections:
Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria